Pyramid Schemes, Scams, Direct Sales And More!

“Are Selling Products A Legit Income??”

I have to say this is one of the most popular questions I get emailed. But the truth is, even I wondered this same thing before getting involved in this business. A few years back, I was approached to join a company, and my instant thought was Pyramid Scheme and scam!! It’s sad that I thought that way, but many people do as unless you are in this business or well educated about it, you just know what you hear. Many of these companies we think are scams, are actually backed by the Better Business Bureau and have been around for many years!!! So today I am going to cover a few of these popular questions, along with how to know if something is legit and the truth about Pyramids.

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Is it Legit?!?!
Direct Sales Companies are VERY legit. They are large companies that chose to pay independent contractors to advertise them instead of using TV adds, Billboards, etc. They are actually helping our economy by putting the money in your pockets vs some very large CEO of a TV station. To find out if a company is legit, you can google them or see if they are registered with the Direct Selling Association. You can also read the reviews about the company online, but remember to only take so much away from those. Job’s are like food, each person has a different preference and different experience so expect to see both good and bad reviews.12004772_995077193889412_9133849978607155890_n
How these companies work, is you advertise their products for them and in return they pay you a commission. Each company has a different pay scale, but in my experience the average is between 10-40%. Finding out what they pay is very important before you begin! Direct Sales companies are very smart, they know people are going to share a product they love, and they encourage that sharing by paying you for it. What better advertisement is their than a happy customer?? I would believe my friends love of a product a lot more than I would a celebrity on TV.
The companies usually require a start up fee, and this is what scares most people. They see that fee and instantly think it’s a scam and they are being robbed. But the truth is, MOST jobs have a start up cost such as background check, uniform, training, etc. With direct sales companies, you want to make sure your cost comes with something!!!!! It should include samples for you, catalogs, brochures, products, a website, product discounts, training, etc. The average cost of a start up kit is around $100 and most have ways for you to make that right back by selling the products in your kit. If the cost is very high, with no products for you, think twice before joining and look more into the company!!! Start up costs are also a tax write off!!! It’s a business investment and you get it back at tax time. The IRS knows direct sales companies are a legit way to make an income.

 

Pyramid Schemes
Pyramid schemes are when one person is on top and makes a lot of money and the people on bottom don’t make hardly anything even though they are doing all the work. These are out there and you want to be careful, but most times they don’t sell any products, more work on just recruiting other people to join. Here are a few signs a company is a Pyramid Scheme and you want to run for the hills.
According to the Direct Selling Association, here is what you should watch for in Pyramid Schemes:
1) Promising lots of money for no work
2) Teaching people to recruit and not sell a product
3) Very large start up costs
4) Not having a product that they sell
5) Having a few people who make a lot of money on top, and a lot of people on the bottom making very little money
For more signs on what might be a pyramid scam, visit the Direct Selling Associations Website
http://www.dsa.org/docs/default-source/direct-selling-facts/legitimatecompanies.pdf?sfvrsn=2

 

 

Pyramid VS. Direct Sales10573_348288578631716_299887124_n
Now to some people, the direct sales business mirrors a pyramid, but the honest truth is in MOST jobs you do have some people higher up. For example, in the school system you have a Principal on top, then teachers, then par pros, then students. In most direct sales companies, you have someone who has been in the company for awhile on top, then your sponsor, then yourself. The people on the top do usually get paid off your income, but to do so they have to keep themselves active AND they have to help their team members. They get paid for having a team and teaching other people to be successful, just like managers do. Just because some people make more on your team in direct sales, does not mean it’s a Pyramid.

As you can see, direct sales are a great and very real way for people to earn an income. In fact, direct sales companies have been around since the 1920’s! They do get a bad reputation though because of the way some people teach their teams to market. If you do it the right way, you can be very successful, make a great income, and have fun all at the same time!!! My #1 tip to be successful is find a product you love and use, and share it, never sell!!!

 

 

 

 

 

Learn more about Direct Sales Companies at http://www.dsa.org/ and http://www.directselling411.com/
Make sure to also check out our Work From Home Directory for a list of legit Direct Sales Companies

Dana

Getting Paid To Share Products

One problem many people encounter when trying to work from home, is finding what to do! The most popular option, especially for Mom’s, is working for a direct sales company. But how do you pick one??? My number one suggestion is find a product you LOVE! The key to being successful with this type of job is loving the product you are sharing. That way talking about it does not feel like work, and your passion and love for the product shows. When you love the product, you also will use it all the time and that is the BEST way to share it with others.

Sometimes you do have to shop around and try a few different products. The great things is many companies allow you to sample the products with a money back guarantee if you don’t like them! That way you can find out if this product will be a great fit for you or not. Also make sure and look at your friends and family and see if this is something they might be interested in. You don’t have to share it with them, you can do online parties, go to events, and meet people online who might want to try your product. You have so many options!!!

You can find a company with any type of product!!! There are so many great options!!! Here are some to check out. For more options and information on business opportunities, check out our Work From Home Directory.

 

Health and Wellnesspaid to be on facebook

Young Living– 100% Therapeutic Grade Essential Oils. Get your family started on natural healing with the Premium Start Kit. Email for details on how to get wholesale pricing!

Michellesiegel101@yahoo.com

http://www.youngliving.org/Sunnyoils

 

DoTERRA essential oils are perfect for anyone that’s passionate about making a difference to the wellness of those they love. These oils are therapeutic grade.

Website: http://www.mydoterra.com/melanieschouten/

Email: empoweredmumma@gmail.com

 

Fitness

Advocare-  World-class nutrition company specializing in health and wellness, weight management, vibrant energy and sports performance.

Website: http://www.advocare.com/140338820

Email:Kimberly.velasquez@gmail.com

 

Thrive- Thrive is premium nutrition full of vitamins, minerals, probiotics, and enzymes that our bodies need to be well balanced and function properly.
simplyU@gmx.com, www.deannmorton.le-vel.com

 

It Works– It works! That’s wrap! Tighten, tone, firm… Get skinny! It works products are an all natural, detoxifying and hydrating line that help you achieve your body sculpting goals! Join my team and aid in the fight against fat!

http://thatswrap.itworksca.com

Kass.chibry@gmail.com

 

Beachbody- In-home fitness programs and weight-loss tools – all the tools and support you need to get in the healthiest shape of your life.
www.beachbodycoach.com/khlavor
Getfit@writersfitnessplan.com

 

Makeupunnamedjamie

Mary Kay– Welcome to the leader in skin care and cosmetics!  For 51 years Mary Kay has been try before you buy!  One on one facials, group facials, glamour sessions, secure online 24/7 shopping, and business opportunities.

www.marykay.com/dtangren

Dorothy.marykay@gmail.com

 

Younique- Younique 3d Mascara is the most innovative thing to happen to makeup this century. A 300% increase in thickness and volume. A safe a natural alternative to false lashes and lash extensions. Younique 3d fibers are made from 100% green tea leaves. Gluten free, talc free, paraben free, chemical free, and cruelty free. A 14 day money back guarantee if you are not happy with your product! Email: kimmylashes@gmail.com FB: Facebook.com/kimmylashes www.kimmylashes.com

 

Tyra beauty is not another make up company it’s a beauty experience. I fell in love with these products because as a busy mom it takes me from plain to gorgeous in 6 minutes flat with little effort. Tyra Beauty was created so any woman or man can work with them easily and effectively in our every day life. And who doesn’t love Tyra Banks. So I became a Beautytainer to personally share products I love and help others feel beautiful and in return it allows me to earn income and be a stay at home mom.

Renee Tanner Email me at: tyra_beautytainment@yahoo.com

https://www.tyra.com/renee/

 

Sweet Minerals– offers all natural, high quality mineral makeup. We offers a flawless look that lasts 18+ hours and all our products are made here in the US.

www.sweetminerals.com/jessicamarkle

jessm526@aol.com

 

Skincare

Rodan + Fields- Founded by world-renowned dermatologists Dr. Katie Rodan and Dr. Kathy Fields, the creators of Proactiv® Solution, Rodan + Fields is bringing dermatology to the home with skincare products and tools that address aging skin, acne, discoloration, sun damage, and sensitive skin, and make real, visible results possible at home without injections or other invasive procedures.  All products come with a 60-day money back guarantee, even if the bottles are empty!

Sharon Casadei Rodan + Fields Level IV Executive Consultant

Website: Casadei.myrandf.biz

Email: RFbySharon@gmail.com

 

Jeunesse Global– Worldwide leader in advanced skincare and anti-aging technology – from great preventative products like our Luminesce Cellular Rejuvenation Serum to our Instantly Ageless product that literally takes 10 years off in just two minutes! At Jeunesse we focus on a variety of great products to help you look and feel younger – on the inside and out! Visit our website for our full line of products at www.eyecandycream.com or visit our Facebook page for lots of great product info and before and after pictures at www.facebook.com/eyecandycream!

 

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Monat- Monat offers a ground floor opportunity with easy to share products that people really want! Our unique, all natural haircare system is proven to work and the results are jaw dropping. No other direct sales company offers products like this, plus we have a very generous compensation plan!

Website: Natural.mymonat.com    Email: stephmize1@gmail.com

 

Lemongrass Spa offers a full line of mineral make-up and an extensive collection of Actually Natural skin care products for the entire family. Lemongrass Spa has an established base of profitable consultants but the market is not flooded, now is a great time to use our products and make money sharing them with others.

Jess Muller Aknaturally.com Jmuller.AK@gmail.com

 

 

Home Products

Usborne Books- The most exciting, engaging, and educational books on the market today. From activity books, to neat fiction series, to internet-linked science and history encyclopedias, Usborne does books better.

Andrea Blanchette

http://www.raisingourbookworms.com

raisingbookworms@yahoo.com

 

Norwex- I am an Independent Norwex Consultant. Let me show you how to radically reduce your use of harsh chemicals in your home and personal use all while saving you a ton of time, money, your health, and the environment! With our EnviroCloth and water you can clean most of your house without using other cleaners, truly getting a TRUE CLEAN!

ambee18@yahoo.com

www.AmberHady.norwex.biz

 

Wildtree- Wildtree offers the highest quality herbs, spices and culinary blends that are free of preservatives, additives, fillers and promote a healthier lifestyle. Wildtree believes in the value of making cooking a quicker, easier, more healthful project for those who are short on time.

My site: mywildtree.com/jessicagroyal

Email: greueljessica@gmail.com

 

Jewelry

Origami Owl

https://missmolly.origamiowl.com/  Mollyritterbeck@gmail.com

 

Adornable.u We offer beautiful, fine fashion jewelry backed by a lifetime replacement guarantee

staceyporritt@gmail.com www.facebook.com/staceyaporritt

 

KEEP Collective– An Exclusive collectible charm concept with personal service, social networking, and e-commerce to build a more meaningful, rewarding, fun & flexible business for women than ever before. https://www.keep-collective.com/with/aprilsmith aprilmsmith0627@gmail.com

 

AND MORE!!!!

Stream– Teaches people how to cut their wireless bill by 25%, 50% or even get it free.

jzhlmayer@gmail.com

hmayer.mystream.com

 

WineShop At Home– Come for the Taste, Stay for the lifestyle!  We provide guided in-home wine tastings of artisan, hand-crafted wine direct from our Napa Valley winery in 33 states across the country.  WineShop At Home offers an exceptional consumer experience, as well as an unparalleled and exciting business opportunity for women & men.

www.discoverthewinelife.com

jentoleary@gmail.com

 

 

As you can see, there are so many options to choose from!!! And all of these fabulous companies will PAY YOU to promote for them!!! How great of a job is that?!?!

 

Do you have a company that isn’t listed here? Feel free to email workfromhomemommas@gmail.com to advertise your company on our list!

Dana

Save $400 Off Your Grocery Bills

saving moneyWhen extra money is needed, my first suggestion is to always look at your budget and see where you can make cuts. My family was living paycheck to paycheck and we had a strong desire to pay off all our debt, but with no extra money that was hard to do. A detailed look into my budget showed me my family of 5 was spending over $1000 a month on food. Eating out, snacks, extras, desserts….all those goodies were adding up, and adding up very fast. So I decided to make some cuts. Ok, BIG cuts to be honest, and get our grocery bill down to $400-$500 a month.

 

Is it doable?? YES! I have been sticking to this new plan for over 8 months now and have saved tons of money, and in fact I wrote the whole plan out to help others do the same!! ((you can read more about that at the end plus how to get it for 50% off!)) The hardest part for me is I am a healthy eater, so I needed foods that were cheap, but also healthy for my family. That took some researching, trial and error, and finding bargains. But it worked and we are now able to put at least $400 a month into our savings!

save 400 on food

 

Here are a few of my top tips for eating on a budget, and scroll down to the bottom for a list of cheap, easy recipes!

 

TIPS:

*Plan out your meals for the week. This includes breakfast, lunch, dinner and snacks! If you know what you are going to eat, you will be less likely to spend money eating out

*Make your own snacks. I make all my kids snacks except pretzels. I do homemade cheese crackers, graham crackers, yogurt, muffins, bread….pretty much everything can be made from home for cheaper and a LOT healthier

*PLAN PLAN PLAN: I promise this is the number one tip for staying on track

*Make two nights a week a “veggie night”. Meat is pricey and you can get just as much protein from veggies, but for cheaper.

*Make a grocery list and stick with it! If its not on the list, and you don’t need it, then don’t buy it!

*Go with frozen or canned fruits and veggies. Cheaper!!

*Buy from stores like Aldis, Save A Lot, Costco, or Sams. Make sure to compare prices though as items aren’t always cheaper.

*Buy discount items in bulk and freeze! When I see meat or cheese on sale, I buy a lot and stick it in the freezer.

*PLAN! Keep snacks in your bag so you aren’t tempted to go through a drive thru

*Coupon! But make sure you have your meals planned out before looking for coupons. Otherwise you end up spending more by buying things you didn’t need that were on sale.

CHEAP MEAL IDEAS:1947685_10152074914309576_1158232217_n

*Grilled Cheese

*Cheese Quesadilla

*Veggie Quesadilla

*Soups (chicken and rice, vegetable beef, broccoli and cheese, etc)

*Veggie Spaghetti Sauce

*Chili

*Rice and Beans

*Chicken or Tuna Salad Wraps

*Tacos

*Casseroles (chicken, broccoli, rice and cheese is my favorite!)

*Potato “Bar” Night

*Breakfast for dinner

*Homemade pizza

 

OR take all the guesswork out of meal planning and go snatch up my copy of Healthy Eating on A Budget. (( https://sellfy.com/p/inKs/ )) Over 100 copies sold and thousands of dollars saved!!! Make sure to enter code “ Musings ” when you checkout and get it for 50% off! This program includes:

4 Weeks Of Meal Plans (breakfast, lunch, dinner, snacks)cover
Recipes For the Meal
Additional Healthy, Cheap Recipes
(over 30 total recipes)
Weekly Grocery Lists
Money Saving Tips
Grocery Shopping Tips
Healthy Cheap Foods List
Meal Ideas
Specific Food Tips

And more!!!!

Go read a few of the fabulous testimonials from people who have used this program and saved big!

Dana

10 Awesome Perks To Working From Home

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1) FLEXIBLE HOURS! This is key for me as my kids are 4, 3 and 8 months. I’m able to work when I want such as nap times or when they are in bed. I have had to cut back since my youngest was born, but thanks to working at home for awhile, It hasn’t affected my income!

2) Working Everywhere! Sometimes I answer emails while at the park, or in the grocery parking lot while waiting for my kids to wake up, or most common: in the backyard while my kiddos play! Its great to take my work with me and allows me much more flexibility.

3) Never miss the milestones of my kids growing up! Lets face it, time passes by quickly and being a work from home mom, I’m able to help with our income AND make sure I never miss a moment of my kids growing up. It’s the best of both worlds!!!

4) Taking Off When I Want and Need too. With 3 kids, I love that I can take off from work to go have a fun day at the park, the museum, or when someone is sick! I never have to worry about a boss getting mad or missing too many days. Because Im the BOSS and that’s priceless!

5) PJ’s And Coffee! I don’t have to rush around in the morning. I can enjoy my coffee and stay in PJ’s all day if it suits me! In fact, my work wardrobe is whatever I want it to be! (that saves money too!)

6) Less Stress For My Husband! With me being at home with the kids, my husband doesn’t have to worry about taking off if someone is sick or about running errands and doing chores on his days off from work. Being a work from home Mom allows me to help him more so he can enjoy time with the family when he is off. With me working, we also have a larger income and are able to do more fun activities, pay off debt, and put money away for our kids college funds.

7) I’m In Control!! Being in control is super important with kids. No only am I able to be the one teaching them how to act, treat others, and to have manners, Im also in control of my home. I don’t need someone else to come in and cook or clean, Im around all day and can do it when I have the time!

8) Family First! This is HUGE for me as I never want my kids to miss out on something. With me being home, I’m able to devote time to them FIRST and everything else last. The dishes and laundry can wait, spending time with my kids is most important.

1922359_10152741781254576_5496341979720602245_n9) No Stress!! I don’t worry about making my boss mad, being late to work, having to take time off, missing out on my kids activities, or not being around for my kids. Working from home lets me have less stress and more joy!

10) More Time and Money! Losing my income was tough, but being home with my kids all day is worth it. Finding that I can make that same income from home, with fewer hours is the best of both worlds. I still bring in a full time income. But on average I work 2-3hrs a day. And I work when my kids are asleep most the time so they never miss out on spending time with me!

 

Learn how you can work with ME!

Dana

Get Paid To Write

transcribeOne problem many people encounter when looking to work from home is the time involved. In my experience, most people want to work from home to have MORE time and to be with their families. The problem is that many set income jobs require you to work set hours each day. I don’t know about you, but working 8hrs and having to keep my kids quite and away from me that whole time just wouldn’t work for me at all. That would basically be the same as me working outside the home! So what to do???

Jobs with flexible hours are the solution!!! Now the great thing about these jobs is YOU set your hours, work when you want, and work as little or as much as you want. The downside, you have to WORK to make money. You have to devote the same amount of time as you would with any job, but you pick when that is. For me, I get up before my kids, and stay up later than them. I also work during their nap time. I average less than 20hrs a week most weeks but that’s what works for me. Im also established in what I do so for that work I make a full time income.

The most common flexible hours income provider is by owning your own business and sharing products you love. Another popular option is writing/transcribing/data entry jobs. Now these are hard to find and most times you do need experience or a degree in transcribing. When you find a good one, make sure to hold onto it and they are hard to get. This is pretty much the job everyone emails me looking for. A job where you enter information on the computer a few hours a day and get paid. It’s a good deal for busy Moms! Here are a few companies to check out for these types of positions:

Quicktate https://typists.quicktate.com/transcribers/signup

Quicktate employees transcribe voicemails, memos, legal files, medical files, letters and other audio files. Some files are 2-3 minutes long, others are hours long. Employees must use proper spelling and punctuation, must follow instructions, quickly type what you hear, have your own supplies. No convictions of a felony of misdemeanor on your record. Average pay is $1 for every 400 words typed.

BloggingPro Job Board http://www.bloggingpro.com/jobs/

This is a great place to find writing jobs on any topic! You can find a steady stream of employers looking to hire bloggers here and if you can write on multiple topics, you can bring in a steady income.

 

TranscribeMe https://workhub.transcribeme.com/Account/Register

Register to transcribe documents and files with one of the largest online transcribing agencies. Pay is by the hours and ranges from $10-$20 and hour depending on your typing speed. Jobs are not always available so you work when something comes in. Must have a computer, internet, and a good understanding of the English language.

 

MediaBistro http://www.mediabistro.com/joblistings

If you visit the freelance section of this site, you can find many job options such as ones for writing, articles, blogs, marketing, etc.

 

Aberdeen http://abercap.com/careers/

Get paid to transcribe documents and videos with this family based business. Many jobs require you to work at their office, but the “real time captioning” and “transcription” jobs can be done from home.

Capital Typing  http://www.capitaltyping.com/

Hires independent contractors to do jobs such as transcribing, secretarial services, data entry, and online customer service.

Tigerfish Transcribing http://tigerfish.com/employment/

If you are a quick typist, have a good ear for language and written English then you can get paid to transcribe from home. Must have a computer, phone, and internet service to do this job.

Speakwrite http://speakwrite.com/

Work from home in the US or Canada as an independent contractor doing transcribing and typing jobs. Must have a typing speed of 65 WPM to qualify.

Scribie https://scribie.com/freelance-transcription#intro

Earn $10 per hour transcribing files from home. Must have a good typing speed and good listening and comprehension skills.

 

http://beafreelanceblogger.com/betterpaidbloglist/ This is a FREE list that has options for making over $50 per hour blogging.

 

 

 

 

 

 

 

 

Dana