Pyramid Schemes, Scams, Direct Sales And More!

“Are Selling Products A Legit Income??”

I have to say this is one of the most popular questions I get emailed. But the truth is, even I wondered this same thing before getting involved in this business. A few years back, I was approached to join a company, and my instant thought was Pyramid Scheme and scam!! It’s sad that I thought that way, but many people do as unless you are in this business or well educated about it, you just know what you hear. Many of these companies we think are scams, are actually backed by the Better Business Bureau and have been around for many years!!! So today I am going to cover a few of these popular questions, along with how to know if something is legit and the truth about Pyramids.

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Is it Legit?!?!
Direct Sales Companies are VERY legit. They are large companies that chose to pay independent contractors to advertise them instead of using TV adds, Billboards, etc. They are actually helping our economy by putting the money in your pockets vs some very large CEO of a TV station. To find out if a company is legit, you can google them or see if they are registered with the Direct Selling Association. You can also read the reviews about the company online, but remember to only take so much away from those. Job’s are like food, each person has a different preference and different experience so expect to see both good and bad reviews.12004772_995077193889412_9133849978607155890_n
How these companies work, is you advertise their products for them and in return they pay you a commission. Each company has a different pay scale, but in my experience the average is between 10-40%. Finding out what they pay is very important before you begin! Direct Sales companies are very smart, they know people are going to share a product they love, and they encourage that sharing by paying you for it. What better advertisement is their than a happy customer?? I would believe my friends love of a product a lot more than I would a celebrity on TV.
The companies usually require a start up fee, and this is what scares most people. They see that fee and instantly think it’s a scam and they are being robbed. But the truth is, MOST jobs have a start up cost such as background check, uniform, training, etc. With direct sales companies, you want to make sure your cost comes with something!!!!! It should include samples for you, catalogs, brochures, products, a website, product discounts, training, etc. The average cost of a start up kit is around $100 and most have ways for you to make that right back by selling the products in your kit. If the cost is very high, with no products for you, think twice before joining and look more into the company!!! Start up costs are also a tax write off!!! It’s a business investment and you get it back at tax time. The IRS knows direct sales companies are a legit way to make an income.

 

Pyramid Schemes
Pyramid schemes are when one person is on top and makes a lot of money and the people on bottom don’t make hardly anything even though they are doing all the work. These are out there and you want to be careful, but most times they don’t sell any products, more work on just recruiting other people to join. Here are a few signs a company is a Pyramid Scheme and you want to run for the hills.
According to the Direct Selling Association, here is what you should watch for in Pyramid Schemes:
1) Promising lots of money for no work
2) Teaching people to recruit and not sell a product
3) Very large start up costs
4) Not having a product that they sell
5) Having a few people who make a lot of money on top, and a lot of people on the bottom making very little money
For more signs on what might be a pyramid scam, visit the Direct Selling Associations Website
http://www.dsa.org/docs/default-source/direct-selling-facts/legitimatecompanies.pdf?sfvrsn=2

 

 

Pyramid VS. Direct Sales10573_348288578631716_299887124_n
Now to some people, the direct sales business mirrors a pyramid, but the honest truth is in MOST jobs you do have some people higher up. For example, in the school system you have a Principal on top, then teachers, then par pros, then students. In most direct sales companies, you have someone who has been in the company for awhile on top, then your sponsor, then yourself. The people on the top do usually get paid off your income, but to do so they have to keep themselves active AND they have to help their team members. They get paid for having a team and teaching other people to be successful, just like managers do. Just because some people make more on your team in direct sales, does not mean it’s a Pyramid.

As you can see, direct sales are a great and very real way for people to earn an income. In fact, direct sales companies have been around since the 1920’s! They do get a bad reputation though because of the way some people teach their teams to market. If you do it the right way, you can be very successful, make a great income, and have fun all at the same time!!! My #1 tip to be successful is find a product you love and use, and share it, never sell!!!

 

 

 

 

 

Learn more about Direct Sales Companies at http://www.dsa.org/ and http://www.directselling411.com/
Make sure to also check out our Work From Home Directory for a list of legit Direct Sales Companies

Dana

Getting Paid To Share Products

One problem many people encounter when trying to work from home, is finding what to do! The most popular option, especially for Mom’s, is working for a direct sales company. But how do you pick one??? My number one suggestion is find a product you LOVE! The key to being successful with this type of job is loving the product you are sharing. That way talking about it does not feel like work, and your passion and love for the product shows. When you love the product, you also will use it all the time and that is the BEST way to share it with others.

Sometimes you do have to shop around and try a few different products. The great things is many companies allow you to sample the products with a money back guarantee if you don’t like them! That way you can find out if this product will be a great fit for you or not. Also make sure and look at your friends and family and see if this is something they might be interested in. You don’t have to share it with them, you can do online parties, go to events, and meet people online who might want to try your product. You have so many options!!!

You can find a company with any type of product!!! There are so many great options!!! Here are some to check out. For more options and information on business opportunities, check out our Work From Home Directory.

 

Health and Wellnesspaid to be on facebook

Young Living– 100% Therapeutic Grade Essential Oils. Get your family started on natural healing with the Premium Start Kit. Email for details on how to get wholesale pricing!

Michellesiegel101@yahoo.com

http://www.youngliving.org/Sunnyoils

 

DoTERRA essential oils are perfect for anyone that’s passionate about making a difference to the wellness of those they love. These oils are therapeutic grade.

Website: http://www.mydoterra.com/melanieschouten/

Email: empoweredmumma@gmail.com

 

Fitness

Advocare-  World-class nutrition company specializing in health and wellness, weight management, vibrant energy and sports performance.

Website: http://www.advocare.com/140338820

Email:Kimberly.velasquez@gmail.com

 

Thrive- Thrive is premium nutrition full of vitamins, minerals, probiotics, and enzymes that our bodies need to be well balanced and function properly.
simplyU@gmx.com, www.deannmorton.le-vel.com

 

It Works– It works! That’s wrap! Tighten, tone, firm… Get skinny! It works products are an all natural, detoxifying and hydrating line that help you achieve your body sculpting goals! Join my team and aid in the fight against fat!

http://thatswrap.itworksca.com

Kass.chibry@gmail.com

 

Beachbody- In-home fitness programs and weight-loss tools – all the tools and support you need to get in the healthiest shape of your life.
www.beachbodycoach.com/khlavor
Getfit@writersfitnessplan.com

 

Makeupunnamedjamie

Mary Kay– Welcome to the leader in skin care and cosmetics!  For 51 years Mary Kay has been try before you buy!  One on one facials, group facials, glamour sessions, secure online 24/7 shopping, and business opportunities.

www.marykay.com/dtangren

Dorothy.marykay@gmail.com

 

Younique- Younique 3d Mascara is the most innovative thing to happen to makeup this century. A 300% increase in thickness and volume. A safe a natural alternative to false lashes and lash extensions. Younique 3d fibers are made from 100% green tea leaves. Gluten free, talc free, paraben free, chemical free, and cruelty free. A 14 day money back guarantee if you are not happy with your product! Email: kimmylashes@gmail.com FB: Facebook.com/kimmylashes www.kimmylashes.com

 

Tyra beauty is not another make up company it’s a beauty experience. I fell in love with these products because as a busy mom it takes me from plain to gorgeous in 6 minutes flat with little effort. Tyra Beauty was created so any woman or man can work with them easily and effectively in our every day life. And who doesn’t love Tyra Banks. So I became a Beautytainer to personally share products I love and help others feel beautiful and in return it allows me to earn income and be a stay at home mom.

Renee Tanner Email me at: tyra_beautytainment@yahoo.com

https://www.tyra.com/renee/

 

Sweet Minerals– offers all natural, high quality mineral makeup. We offers a flawless look that lasts 18+ hours and all our products are made here in the US.

www.sweetminerals.com/jessicamarkle

jessm526@aol.com

 

Skincare

Rodan + Fields- Founded by world-renowned dermatologists Dr. Katie Rodan and Dr. Kathy Fields, the creators of Proactiv® Solution, Rodan + Fields is bringing dermatology to the home with skincare products and tools that address aging skin, acne, discoloration, sun damage, and sensitive skin, and make real, visible results possible at home without injections or other invasive procedures.  All products come with a 60-day money back guarantee, even if the bottles are empty!

Sharon Casadei Rodan + Fields Level IV Executive Consultant

Website: Casadei.myrandf.biz

Email: RFbySharon@gmail.com

 

Jeunesse Global– Worldwide leader in advanced skincare and anti-aging technology – from great preventative products like our Luminesce Cellular Rejuvenation Serum to our Instantly Ageless product that literally takes 10 years off in just two minutes! At Jeunesse we focus on a variety of great products to help you look and feel younger – on the inside and out! Visit our website for our full line of products at www.eyecandycream.com or visit our Facebook page for lots of great product info and before and after pictures at www.facebook.com/eyecandycream!

 

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Monat- Monat offers a ground floor opportunity with easy to share products that people really want! Our unique, all natural haircare system is proven to work and the results are jaw dropping. No other direct sales company offers products like this, plus we have a very generous compensation plan!

Website: Natural.mymonat.com    Email: stephmize1@gmail.com

 

Lemongrass Spa offers a full line of mineral make-up and an extensive collection of Actually Natural skin care products for the entire family. Lemongrass Spa has an established base of profitable consultants but the market is not flooded, now is a great time to use our products and make money sharing them with others.

Jess Muller Aknaturally.com Jmuller.AK@gmail.com

 

 

Home Products

Usborne Books- The most exciting, engaging, and educational books on the market today. From activity books, to neat fiction series, to internet-linked science and history encyclopedias, Usborne does books better.

Andrea Blanchette

http://www.raisingourbookworms.com

raisingbookworms@yahoo.com

 

Norwex- I am an Independent Norwex Consultant. Let me show you how to radically reduce your use of harsh chemicals in your home and personal use all while saving you a ton of time, money, your health, and the environment! With our EnviroCloth and water you can clean most of your house without using other cleaners, truly getting a TRUE CLEAN!

ambee18@yahoo.com

www.AmberHady.norwex.biz

 

Wildtree- Wildtree offers the highest quality herbs, spices and culinary blends that are free of preservatives, additives, fillers and promote a healthier lifestyle. Wildtree believes in the value of making cooking a quicker, easier, more healthful project for those who are short on time.

My site: mywildtree.com/jessicagroyal

Email: greueljessica@gmail.com

 

Jewelry

Origami Owl

https://missmolly.origamiowl.com/  Mollyritterbeck@gmail.com

 

Adornable.u We offer beautiful, fine fashion jewelry backed by a lifetime replacement guarantee

staceyporritt@gmail.com www.facebook.com/staceyaporritt

 

KEEP Collective– An Exclusive collectible charm concept with personal service, social networking, and e-commerce to build a more meaningful, rewarding, fun & flexible business for women than ever before. https://www.keep-collective.com/with/aprilsmith aprilmsmith0627@gmail.com

 

AND MORE!!!!

Stream– Teaches people how to cut their wireless bill by 25%, 50% or even get it free.

jzhlmayer@gmail.com

hmayer.mystream.com

 

WineShop At Home– Come for the Taste, Stay for the lifestyle!  We provide guided in-home wine tastings of artisan, hand-crafted wine direct from our Napa Valley winery in 33 states across the country.  WineShop At Home offers an exceptional consumer experience, as well as an unparalleled and exciting business opportunity for women & men.

www.discoverthewinelife.com

jentoleary@gmail.com

 

 

As you can see, there are so many options to choose from!!! And all of these fabulous companies will PAY YOU to promote for them!!! How great of a job is that?!?!

 

Do you have a company that isn’t listed here? Feel free to email workfromhomemommas@gmail.com to advertise your company on our list!

Dana

Graham Cookies

As a parent, it is always a struggle between finding foods my kids will eat, and my desire to have them eat healthy foods. Lately as I have noticed that effects sugar have on my 4 year old, I’ve been working hard to find healthy foods that I can make. And that he will still enjoy haha. One recipe I recently found that everyone loved, is home made graham crackers! These are very easy to do and delicious!

INGREDIENTS:graham cookies

  • 1 cup whole wheat flour or flour of choice
  • 1½ cups all purpose flour
  • ½ cup brown sugar
  • ½ teaspoon salt
  • 1 teaspoon cinnamon
  • 1 teaspoon baking soda
  • ½ cup butter, cold
  • ¼ cup honey
  • ¼ cup water
  • 1 teaspoon vanilla

 

DIRECTIONS:

 

  1. Preheat oven to 350 degrees.
  2. In a blender combine the ingredients.
  3. Next put in the chilled butter.
  4. Scoop the mixture onto a piece of wax paper, with another sheet onto and roll out with a rolling pin or cup
  5. Roll dough out and use cookie cutters to make shapes or a cup just for circles.
  6. Place cookies on parchment lined baking sheet and bake for 15 minutes.

 

To Freeze, simply cut the cookies into shapes and then place them onto a baking sheet and place in the freezer for 30 minutes. Then you can place them in a plastic bag and you can freeze them for up to 3 months. When you are ready to bake them, just cook them with an additional 1-2 minutes of bake time added on and keep an eye on them so they don’t burn.

yuuuummmmy

 

 

 

Dana

For A Love Of Jewelry

oopicsBefore having children, I was the QUEEN of accessories. I’m talking at least 5 different pairs of earnings for each color possible, and of course necklaces, bracelets, rings, purses etc to match everything. My friends use to joke and say they need to go shop at “Dana’s Closet” whenever they needed an outfit for a fun event. I might have had a small obsession with shopping haha. Once my oldest son was born, I traded those necklaces for burp clothes. The long dangling earrings were replaced with pearl studs. The fancy purses in all different colors were packed away in place of one diaper bag. It was a whole new world and I loved it!!!! I didn’t miss the accessories as having a babies arms around my neck were far more precious!

unnamed (2)Five years later, and now 3 kids, I still wear very few accessories. I learned the hard way that getting your earrings yanked out is not a fun experience haha. Especially since my youngest who is 8 months LOVES pulling on my hair and ears all the time. But I still enjoy having a few pieces of jewelry so when I was approached by one of my friends to try out her bracelets from Origami Owl, I was overjoyed at the opportunity!!!! Bracelets are one item I have found I can get away with and actually they serve a double purpose as they can keep kids entertained too haha!!!

The first thing that impressed me about Origami Owl was how cute all their packaging was! It arrived in adorable little boxes and each piece was separate so I could choose what to use and when. For those who aren’t familiar with Origami Owl, they are a company that has locket based items such as necklaces and bracelets, but they have also expanded and have other great jewelry items! What I love is you can design your own locket and fill it with things special to you. Such as your kids birthstones, or your favorite sports or hobbies. The lockets can be used as a necklace or a bracelet too!origami-owl

I got the bracelet myself and love it! My friend Liane also sent me a second option, which is great too! I love the wrap bracelet, how fun and stylish it is, and that I have more than one option with how to use it!! I can also get more charms and change them out whenever I want. How cool is that?!?! This is perfect for Moms like myself who love jewelry, but needs items that are kids friendly. Another thought I had is these are GREAT for grandparents too! How fun for a grandmother to get a necklace or bracelet with all her kids birthstones in it! I know I have searched for items like that before and they are hard to find. Especially to find ones that are cute like this and where birthstones can be added as the family grows!Core-Collection-Bracelets-origami-owl

If you are a jewelry lover, I highly suggest giving these cute products a look! Liane is wonderful to chat with and she has a lot of opportunities to help you earn free jewelry, or get started in this business!!! Jewelry is one of those items that people are always going to like, and the compensation plan for this company is very generous! Here are the things I thought were awesome about this companies business plan:

*You earn 30-50% commission on product sales (that’s a high commission which is AWESOME!)

*You get paid weekly on FridaysPicture2

*You can host parties online

*You can do events

*You can do home parties (see all these great options?!?!)

*Leaders earn 4%-15% of their team sales (that’s a good bonus!)

*Company is open in United States, Canada, and Puerto Rico

*You can earn your own free products

*Children at the age of 12 can join with their parents. This right here is something I have never seen before and such a fabulous idea! I know when I was a child, I was big into being a business owner and earning money, but there are so few options!! With these, the kids partner with their parent and can make money by creating jewelry!!

These products are not only gorgeous and so much fun, but this is a great way for us busy Moms to make an extra dollar! Please check out Lianes page and let her know if you have any questions. She is so wonderful and VERY helpful! Thanks Liane for these wonderful bracelets and for introducing me to Origami Owl!

Liane Kim- Origami Owloo42

Liane’s Facebook Page

Origami Owl- Liane Kim

The Origami Owl Story

 

 

 

 

 

 

 

Dana

Save $400 Off Your Grocery Bills

saving moneyWhen extra money is needed, my first suggestion is to always look at your budget and see where you can make cuts. My family was living paycheck to paycheck and we had a strong desire to pay off all our debt, but with no extra money that was hard to do. A detailed look into my budget showed me my family of 5 was spending over $1000 a month on food. Eating out, snacks, extras, desserts….all those goodies were adding up, and adding up very fast. So I decided to make some cuts. Ok, BIG cuts to be honest, and get our grocery bill down to $400-$500 a month.

 

Is it doable?? YES! I have been sticking to this new plan for over 8 months now and have saved tons of money, and in fact I wrote the whole plan out to help others do the same!! ((you can read more about that at the end plus how to get it for 50% off!)) The hardest part for me is I am a healthy eater, so I needed foods that were cheap, but also healthy for my family. That took some researching, trial and error, and finding bargains. But it worked and we are now able to put at least $400 a month into our savings!

save 400 on food

 

Here are a few of my top tips for eating on a budget, and scroll down to the bottom for a list of cheap, easy recipes!

 

TIPS:

*Plan out your meals for the week. This includes breakfast, lunch, dinner and snacks! If you know what you are going to eat, you will be less likely to spend money eating out

*Make your own snacks. I make all my kids snacks except pretzels. I do homemade cheese crackers, graham crackers, yogurt, muffins, bread….pretty much everything can be made from home for cheaper and a LOT healthier

*PLAN PLAN PLAN: I promise this is the number one tip for staying on track

*Make two nights a week a “veggie night”. Meat is pricey and you can get just as much protein from veggies, but for cheaper.

*Make a grocery list and stick with it! If its not on the list, and you don’t need it, then don’t buy it!

*Go with frozen or canned fruits and veggies. Cheaper!!

*Buy from stores like Aldis, Save A Lot, Costco, or Sams. Make sure to compare prices though as items aren’t always cheaper.

*Buy discount items in bulk and freeze! When I see meat or cheese on sale, I buy a lot and stick it in the freezer.

*PLAN! Keep snacks in your bag so you aren’t tempted to go through a drive thru

*Coupon! But make sure you have your meals planned out before looking for coupons. Otherwise you end up spending more by buying things you didn’t need that were on sale.

CHEAP MEAL IDEAS:1947685_10152074914309576_1158232217_n

*Grilled Cheese

*Cheese Quesadilla

*Veggie Quesadilla

*Soups (chicken and rice, vegetable beef, broccoli and cheese, etc)

*Veggie Spaghetti Sauce

*Chili

*Rice and Beans

*Chicken or Tuna Salad Wraps

*Tacos

*Casseroles (chicken, broccoli, rice and cheese is my favorite!)

*Potato “Bar” Night

*Breakfast for dinner

*Homemade pizza

 

OR take all the guesswork out of meal planning and go snatch up my copy of Healthy Eating on A Budget. (( https://sellfy.com/p/inKs/ )) Over 100 copies sold and thousands of dollars saved!!! Make sure to enter code “ Musings ” when you checkout and get it for 50% off! This program includes:

4 Weeks Of Meal Plans (breakfast, lunch, dinner, snacks)cover
Recipes For the Meal
Additional Healthy, Cheap Recipes
(over 30 total recipes)
Weekly Grocery Lists
Money Saving Tips
Grocery Shopping Tips
Healthy Cheap Foods List
Meal Ideas
Specific Food Tips

And more!!!!

Go read a few of the fabulous testimonials from people who have used this program and saved big!

Dana