Becoming A Work From Home Mom

10402444_10152513761944576_8837897643593524145_nWorking from home is a very popular topic! Especially for busy parents who want to treasure every single moment they can with their kids. In this day and age though, more and more parents are finding they need to return to work to be able to support their kids, even though they would give anything to stay home with them. I was the same way!! I went to college full time while raising two young kids, and once I graduated the bills were piling up. But if I went back into the work force, I would never see my 3 year old and 2 year old. Plus the cost of childcare in my areas was super expensive so It wouldn’t be helping us too much. Thus began my exploration into how I could do both, be with my kids and help my husband with the bills. It took time, research,  trial and error, lots of hours of work, getting outside of my comfort zone, and being willing to work my butt off. But now, 2 years later I make a full time income spending my day with my 3 kids! Its an amazing opportunity and something anyone and everyone can do, but you have to be willing to put in the work.

Learn more about how I got started, my recommendations, and balancing it all on a special PodCast Interview with the wonderful Jim and Teresa Adams of Family Matters First

http://familymattersfirst.org/podcast/99/

Feel free to email me with any questions on how you can become a work from home Mom!!

Dana

Tax Writes Offs For Small Business Owners

tax write offsFor many small business owners, tax time can be very scary!! It was for me when I first got started, until I did my research and learned how easy the IRS makes filing taxes for small business owners. Plus, many things you never would even think of, can be written off at tax time. When you own your own business, remember that any expense you put into your business, is a tax write off. Whether it is training, supplies, work meetings etc. Make sure to always save your receipts though and keep documentation of what you are spending and bringing in with your business. And never be afraid to ask someone for help in filing your taxes. Its always better to be safe rather than sorry.

Here are a few expenses you can write off at tax time:

  1. Home Office. No matter if you rent or own your home, if you have a designated space where you do your work, then you can write that off at tax time. Keep in mind it needs to be a true office space, not your kitchen table or bed. You can write off $5 per square foot of the office area for up to 300 square feet. So if your office is 150 square feet that is $750 you can write off! http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Home-Office-Deduction
  1. If your office is at home, you can also deduct the cost of utilities. You need to figure out what percentage of your day is your work time though to get the cost you can write off.
  2. Internet used for your business can also be written off at tax time. Like utilities, you need to figure out what percentage is used for work vs leisure.
  3. If you have a car payment, and use your car for doing your business, that can be deducted. This is tricky though in that you must be driving to meet a client, pick a client up, or delivering products. Going to get coffee or groceries does not count.

http://www.irs.gov/publications/p463/index.html

  1. Retirement Plans- If you have set up a plan for retirement that is tax deductible. Even if you only put in a little bit each month.
  2. Office Supplies- Items like paper, pens, ink cartridge, work computer, work printer, work fax machine, mailing supplies, business cards, thank you cards for business, etc are all tax deductible
  3. Health Insurance- If you pay for your health insurance yourself and are a small business owner, that is tax deductible
  4. Child Care- If your kids are in child care at anytime while you are working, that is a tax write off
  5. Training- If you attend training events for your business, that and the cost to get there is tax write off
  6. Start Up Costs- If your business required money up front to get started, you can write all of that off at tax time
  7. Hiring an accountant to help you with your taxes!
  8. Advertising for your business
  9. Websites, domains, and maintenance that promote your business and company

Remember, when in doubt at tax time, always ask for help!! This is not something you want to mess up on. I personally do my own taxes as a small business owner and while its time consuming and tough, it can be done. If you aren’t comfortable doing them yourself, hire someone to help you!

Great Sites to Check Out For More Information:

http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed

http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses

http://www.freshbooks.com/blog/2013/10/22/10-tax-tips-for-owners-of-a-home-based-business/

Dana

Make Money From Home

Everyone is always looking for a way to make a little extra money, and as a Mom I am the same way. I want to be home with my kids, but I also want them to enjoy extracurricular activities, have a college fund, and take family vacations. Finding legit ways to earn a buck or two on the side while they sleep is always a good thing in my book. Here are over 30 ways you can earn money, without working set hours, being on the phone all day, or bugging people to buy a product!


make money from home

*Promote a Product. Sign up to be an affiliate for a company/product you love or join a company to be a promoter. Both ways earn you commission for using a product you love. Check out our DIRECTORY for some great options.

*Babysit for kids or pets in your community.

*Fiverr.com This is a site that allows you to sell services from thins like holding a sign, making an online flyer, writing a blog post and much more.

*Phone Apps (iPhone or Android): More and more apps are popping up that will pay you for simple tasks such as taking a picture of a restaurant menu, of yourself drinking Starbucks, and more!

Juno Wallet

Gigwalk

CheckPoints

WeReward

*Amazon MTurk: Complete tasks and get paid for them. Hosted by Amazon

*Clickworker: similar to MTurk in that you complete tasks and get paid for them. Tasks vary from data entry, surveys, image captioning and more.

*Humanatic: You listen to calls and place them by their importance for the company.

*Tutor: Be an online tutor during your spare time with one of these sites

Tutor.com

Ispeakuspeak.com

Openenglish.com

*Zaarly.com This site will connect you with people looking for random services such as house sitting, pet watching, music lessons and more.

*Virtual Assistant: Help someone online by being a virtual assistant! Here are a few sites to find jobs at:

Ivaa.org

Virtualassistantjobs.com

Teamdoubleclick.com

*Field Agent: Allows you to make money by completing short tasks

*GigWalk: Mobile workforce that allows individuals to use their smart phone to perform and get paid for tasks

*Writing Jobs: You have many options when it comes to finding a writing job. Some pay $15 an article, others pay less or more. Check out these sites to find one that is a good fit for your sills and experience:

JournalismJobs.com

About.com

MediaBistro.com

Problogger.net

Editfast.com

Chacha.com

Justanswer.com

*Run errands: Often times you can find people in your community who have trouble getting around or need someone to drive them places. This is a great way to earn some extra money. Ask around at churches, retirement communities, doctors offices etc. Also make a flyer and hang it in popular spots such as grocery stores.

*Viggle: With this app you can get paid when you check in for watching TV shows, commercials, or ads!

*Survey’s: Survey sites are another great way to make a few bucks. Some you can do from your cell phone, others you need a computer. Sign up for multiple sites to make the most money during a month’s time:

Survey Savvy 

Paid View Point

Swagbucks

Ibotta  (discounts and cash back on groceries at your choice of stores!)

Inbox Dollars

Fusion Cash

*Crafts: You can make a good income by selling crafts such as home made cards, front door wreaths, picture frames and more. You can set up an etsy account to sell your products and advertise them.

Dana

WHY?????

10367582_10152570653389576_6730199825170286823_nOne question I hear all the time is “WHY are you working from home??? Aren’t you busy enough??” The answer is a simple one, for my kids because doing this gives me MORE time with them!!! I have a Bachelors in Psychology, Personal Training Certification, and Nutrition Certification yet I choose to work from home because it’s the easiest!!! Before Liam was born, I was lucky in that I could usually get 3-4hrs of work in each day. Will and Adalyn took long afternoon naps plus were in bed by 7pm each night. I had tons of free time to write meal plans, workout plans, and help clients one on one. When Liam was born my plan was to take a few months off from personal training and then take on the same work load. But I couldn’t do that!!!934898_10152572574349576_3952406333496227497_n

Will and Adalyn stopped napping, Liam would only sleep on me, plus with nursing Liam wakes up a ton at night. I found that I was too exhausted and stretched too thin and had no time for anything extra, not to mention once all the kids went to bed, I usually passed out. But I still needed an income source as we prepare for a big move, buying a new home, and my husband cutting back his hours as he returns to school soon. So what was I to do???

1456736_10152568941094576_6985649486394944378_nI stay home with my kids because it’s what’s best for MY family and its what my husband and I both agreed on. I never want to miss a moment of them growing up, but I still needed to bring some income in. That’s why I share a few products I love with people. It’s a win for me AND my family AND clients! I introduce people to amazing products, spend less time working and more time with my kids, yet still am able to bring in a full time income. The most important thing for me is to be present for my kids all the time. They only have a few years with me, and sharing products and getting paid for it has made that possible for me and my family!! I love my personal training business and clients and can’t wait to get back to that full time one day, but right now this is what is best for my kids, and provides me with no stress!!!

Sharing a product is not for everyone, and to be successful with it, you need to make sure it’s a product you use daily and love. If its not something you love, you will dread trying to share it and people can tell that!! The reason I have been successful is because I use the products I love daily.

 

 

Its an easy win for me. I work from home not to be a millionaire, but because I want time with my kids!! Its an accomplishment in my book to be able to make a full time income, working a few hours a week, loving what I do, and never having to sacrifice time with my kids. Sure I don’t watch much TV or do anything other than work once my kids go to sleep, but for me it is totally worth it and I wouldn’t change it. Oh, and it also helps to have a great planner and be super organized. That and coffee keeps me on track each day!!

Dana