Pyramid Schemes, Scams, Direct Sales And More!

“Are Selling Products A Legit Income??”

I have to say this is one of the most popular questions I get emailed. But the truth is, even I wondered this same thing before getting involved in this business. A few years back, I was approached to join a company, and my instant thought was Pyramid Scheme and scam!! It’s sad that I thought that way, but many people do as unless you are in this business or well educated about it, you just know what you hear. Many of these companies we think are scams, are actually backed by the Better Business Bureau and have been around for many years!!! So today I am going to cover a few of these popular questions, along with how to know if something is legit and the truth about Pyramids.

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Is it Legit?!?!
Direct Sales Companies are VERY legit. They are large companies that chose to pay independent contractors to advertise them instead of using TV adds, Billboards, etc. They are actually helping our economy by putting the money in your pockets vs some very large CEO of a TV station. To find out if a company is legit, you can google them or see if they are registered with the Direct Selling Association. You can also read the reviews about the company online, but remember to only take so much away from those. Job’s are like food, each person has a different preference and different experience so expect to see both good and bad reviews.12004772_995077193889412_9133849978607155890_n
How these companies work, is you advertise their products for them and in return they pay you a commission. Each company has a different pay scale, but in my experience the average is between 10-40%. Finding out what they pay is very important before you begin! Direct Sales companies are very smart, they know people are going to share a product they love, and they encourage that sharing by paying you for it. What better advertisement is their than a happy customer?? I would believe my friends love of a product a lot more than I would a celebrity on TV.
The companies usually require a start up fee, and this is what scares most people. They see that fee and instantly think it’s a scam and they are being robbed. But the truth is, MOST jobs have a start up cost such as background check, uniform, training, etc. With direct sales companies, you want to make sure your cost comes with something!!!!! It should include samples for you, catalogs, brochures, products, a website, product discounts, training, etc. The average cost of a start up kit is around $100 and most have ways for you to make that right back by selling the products in your kit. If the cost is very high, with no products for you, think twice before joining and look more into the company!!! Start up costs are also a tax write off!!! It’s a business investment and you get it back at tax time. The IRS knows direct sales companies are a legit way to make an income.

 

Pyramid Schemes
Pyramid schemes are when one person is on top and makes a lot of money and the people on bottom don’t make hardly anything even though they are doing all the work. These are out there and you want to be careful, but most times they don’t sell any products, more work on just recruiting other people to join. Here are a few signs a company is a Pyramid Scheme and you want to run for the hills.
According to the Direct Selling Association, here is what you should watch for in Pyramid Schemes:
1) Promising lots of money for no work
2) Teaching people to recruit and not sell a product
3) Very large start up costs
4) Not having a product that they sell
5) Having a few people who make a lot of money on top, and a lot of people on the bottom making very little money
For more signs on what might be a pyramid scam, visit the Direct Selling Associations Website
http://www.dsa.org/docs/default-source/direct-selling-facts/legitimatecompanies.pdf?sfvrsn=2

 

 

Pyramid VS. Direct Sales10573_348288578631716_299887124_n
Now to some people, the direct sales business mirrors a pyramid, but the honest truth is in MOST jobs you do have some people higher up. For example, in the school system you have a Principal on top, then teachers, then par pros, then students. In most direct sales companies, you have someone who has been in the company for awhile on top, then your sponsor, then yourself. The people on the top do usually get paid off your income, but to do so they have to keep themselves active AND they have to help their team members. They get paid for having a team and teaching other people to be successful, just like managers do. Just because some people make more on your team in direct sales, does not mean it’s a Pyramid.

As you can see, direct sales are a great and very real way for people to earn an income. In fact, direct sales companies have been around since the 1920’s! They do get a bad reputation though because of the way some people teach their teams to market. If you do it the right way, you can be very successful, make a great income, and have fun all at the same time!!! My #1 tip to be successful is find a product you love and use, and share it, never sell!!!

 

 

 

 

 

Learn more about Direct Sales Companies at http://www.dsa.org/ and http://www.directselling411.com/
Make sure to also check out our Work From Home Directory for a list of legit Direct Sales Companies

Dana

5 Computer Based Jobs

Many people who are looking for jobs from home are most often Mom’s with little kids. They need a computer based job, but the problem they encounter is many of those jobs require phone time. I don’t know about you, but my kids do not understand quiet time when I’m on the phone. So what is a Mom to do???

computer based jobs

I did some research, and found an alternative to customer service jobs! Search engine evaluators!!! Ok, know I’m sure many of you are wondering what that is as its not something you hear of often. The exact job description does vary from company to company, but most the time what it involves is people evaluate search engine to see if the terms used are bringing up the right results. For example, if I’m searching for homemade baby food recipes and instead I’m directed to information on the Paleo diet, then the search engine terms are not right for those companies. As an evaluator, you make sure the terms are matching up to the relevant sites.

These companies all require that you pass an exam to get hired and that you own a computer with good internet access. The amount of hours you need to work varies for each company, but it looks like average is between 10-20hrs. I did notice that a few require you to keep track of your own hours and send it in, so for those with little kids, it might be good to do your work at night. I found five companies that hire for these positions and have listed a few details on each below! Good luck and let me know your experience if you get hired!!

 

Leapforce

https://www.leapforceathome.com/qrp/public/job/1

Offers an opportunity to evaluate and improve search engine results for some of the world’s largest internet search engine companies. Pay is between $14-$18 per hour and paid via paypal. Must work a minimum of 10hrs per week.

Candidates need to have a highly active Google search engine, use Google Play  at least once per week and use Google+ more than once per month and have more than 11 people per circle. A Gmail account with a web history turned on is also required. Candidates must also be self motivated and internet savvy. To be hired, all candidates must pass a three part exam.

 

Appen

http://www.appen.com/company/opportunities/

Work from home as a search engine evaluator or perform tasks for pay.  This company does NOT allow you to work for others that are similar. The work requirements are at least 5hrs a day, Monday through Friday. Average pay is $25 per hour.

Qualifications vary for positions that you are applying for. High speed internet, computer, and antivirus software are required for all positions.

 

ZeroChaso

https://www.zerochaos.com/careers.php

This company hires for many work from home positions, but the most popular is being an at-home Ads Quality Rater. What that is, is a person who reviews ads to help improve their accuracy and performance in Google.

Requirements are between 10-30hrs of work each week with pay averaging about $15 per hour. Must own your own computer and have high-speed internet.

 

Lionbridge

http://www.lionbridge.com/careers/

This company hires for many different at-home positions ranging from sales, finance, HR, technical, and marketing, translators, and more. Pay ranges from $12-$15 per hour and they prefer employees to work 10-20 hours per week. This company does require an extensive exam to pass that can take over 6hrs and average time to hear back from the company is around 60 days.

 

iSoftStone

http://www.isoftstone.com/en/default.aspx

Chinese based company with offices in the US. This is fast growing IT company that hires people to work from home as SEO Analysts. The jobs for at home positions are not posted on their website, but instead on Ineed.com Positions pay approximately $12 an hour and they do allow you to work for multiple companies similar to theirs.

 

If you are looking for a different job option, make sure to check out our Work From Home Directory for ideas!

 

 

 

 

 

 

 

 

 

Dana

Big Changes

GAA few months back, my husband made the decision that he wanted to return to school and get his Masters Degree. Only problem was, in the area we live in, he didn’t have a place to do his required clinical hours. So in order for him to return to school, we would need to move. And thus began a very scary and life changing decision…where should we move?!?! We had only been in Virginia a few years, so we weren’t very attached to it, plus snow is not my favorite thing. We knew we wanted to be close to family as its hard having 3 kids, a husband who works long hours, and no one around to help when we need it. A date night would be nice too if we had a family/friend to babysit. Its been almost 2 years since our last date night haha!!!

 

So we narrowed down our search to GA, TN, and FL. I didn’t have anything pulling me towards FL so we crossed that off quickly. TN was crossed off next as although its pretty and further south, we aren’t the least bit familiar with it. GA was the best and obvious choice. I was born and raised in the Atlanta area and still have a lot of friends and family there. My husband was raised in south GA, but the job market and housing market is not great there for him, plus that holds bad memories as he went through a lot in that area. So Atlanta area was the winner!!!

 

Back in November, we began the process of my husband applying to jobs. He had to have filled out our 50 applications, but we weren’t hearing anything back! He has lots of experience, has gotten rewards at work, and has a higher degree than many people in his field, but no one was calling! We went ahead and started fixing up our house to sell, we painted a few rooms, sanded our back porch, and removed the dated wallpaper in the laundry room. And began de-cluttering!

 

Then we got a call in February.  It was for a part time job, but it was at the hospital my husband REALLY wanted to work at. If you are familiar with the Atlanta area, then you know it is very busy and has a lot of traffic. Both things my husband wanted to avoid. BUT it was super important to us to be in a good school system and close to my family members which meant we were praying hard for this one hospital to call. And they DID!!!! Out of over 50 different applications he put in, the one we wanted the most called to schedule an interview!!!!

 

The interview went great, but the only problem was the job was not full time hours which meant a pay cut. We did the math and with my income, we knew we could make it work. We decided to go ahead and put our house on the market so if the job came through, we would be ready. And then we waited. We heard nothing back for over a week. During that time, THREE more calls came in asking my husband to set up interviews. Another week went back and no call back from his dream job. We were disappointed, but we knew God had it in control. Then, out of the blue, over two weeks after his interview, they called and offered him a FULL TIME job at the hospital he really wanted!!!! One week later, our house was under contract!

 

This whole process has been exhausting, stressful, and nerve racking, but it helped teach me again how important it is to trust God and not to make plans because it is all up to him! Now we are in serious packing mode as we leave in a little over a week!!! Luckily, my AMAZING in-laws are coming up from south GA to help us move and get settled in. The drive is going to be rough though as its 9hrs and my oldest son gets badly car sick and my youngest son hates the car. Plus, the baby is still nursing and REFUSES a bottle so we are going to stop often so I can nurse him. At least my daughter loves the car and hopefully leaving super early will make things a bit easier.

 

Needless to say, my life is a bit crazy right now. I won’t be taking on any new personal training clients/nutrition clients or hosting any Jamberry Parties for awhile. I have also put a hold on advertisers on this website and the facebook page ( http://www.facebook.com/workingathomemoms ) starting this Friday until May. I’m so sorry for any trouble this causes anyone. If you need a personal trainer, I have a few great ones I can recommend until I’m back to working again.

 

If you have traveling and moving tips to share with me, please please please post them below! My kids are 4 1/2, 3 and 9 months so I’m happy to have any tips to make this process easier!!! For those in the Atlanta area, I can’t wait to meet you all in person and thank you so much for following my blog! I’ll be renting in the Conyers area, while looking to build in Walton County. Share your tips with me on home building, finding schools, finding churches, and fun kids activities in that area!! I’ll try to keep everyone updated as best I can. Thank you for your support and baring with me during these big changes <3

Dana

10 Awesome Perks To Working From Home

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1) FLEXIBLE HOURS! This is key for me as my kids are 4, 3 and 8 months. I’m able to work when I want such as nap times or when they are in bed. I have had to cut back since my youngest was born, but thanks to working at home for awhile, It hasn’t affected my income!

2) Working Everywhere! Sometimes I answer emails while at the park, or in the grocery parking lot while waiting for my kids to wake up, or most common: in the backyard while my kiddos play! Its great to take my work with me and allows me much more flexibility.

3) Never miss the milestones of my kids growing up! Lets face it, time passes by quickly and being a work from home mom, I’m able to help with our income AND make sure I never miss a moment of my kids growing up. It’s the best of both worlds!!!

4) Taking Off When I Want and Need too. With 3 kids, I love that I can take off from work to go have a fun day at the park, the museum, or when someone is sick! I never have to worry about a boss getting mad or missing too many days. Because Im the BOSS and that’s priceless!

5) PJ’s And Coffee! I don’t have to rush around in the morning. I can enjoy my coffee and stay in PJ’s all day if it suits me! In fact, my work wardrobe is whatever I want it to be! (that saves money too!)

6) Less Stress For My Husband! With me being at home with the kids, my husband doesn’t have to worry about taking off if someone is sick or about running errands and doing chores on his days off from work. Being a work from home Mom allows me to help him more so he can enjoy time with the family when he is off. With me working, we also have a larger income and are able to do more fun activities, pay off debt, and put money away for our kids college funds.

7) I’m In Control!! Being in control is super important with kids. No only am I able to be the one teaching them how to act, treat others, and to have manners, Im also in control of my home. I don’t need someone else to come in and cook or clean, Im around all day and can do it when I have the time!

8) Family First! This is HUGE for me as I never want my kids to miss out on something. With me being home, I’m able to devote time to them FIRST and everything else last. The dishes and laundry can wait, spending time with my kids is most important.

1922359_10152741781254576_5496341979720602245_n9) No Stress!! I don’t worry about making my boss mad, being late to work, having to take time off, missing out on my kids activities, or not being around for my kids. Working from home lets me have less stress and more joy!

10) More Time and Money! Losing my income was tough, but being home with my kids all day is worth it. Finding that I can make that same income from home, with fewer hours is the best of both worlds. I still bring in a full time income. But on average I work 2-3hrs a day. And I work when my kids are asleep most the time so they never miss out on spending time with me!

 

Learn how you can work with ME!

Dana

Get Paid To Write

transcribeOne problem many people encounter when looking to work from home is the time involved. In my experience, most people want to work from home to have MORE time and to be with their families. The problem is that many set income jobs require you to work set hours each day. I don’t know about you, but working 8hrs and having to keep my kids quite and away from me that whole time just wouldn’t work for me at all. That would basically be the same as me working outside the home! So what to do???

Jobs with flexible hours are the solution!!! Now the great thing about these jobs is YOU set your hours, work when you want, and work as little or as much as you want. The downside, you have to WORK to make money. You have to devote the same amount of time as you would with any job, but you pick when that is. For me, I get up before my kids, and stay up later than them. I also work during their nap time. I average less than 20hrs a week most weeks but that’s what works for me. Im also established in what I do so for that work I make a full time income.

The most common flexible hours income provider is by owning your own business and sharing products you love. Another popular option is writing/transcribing/data entry jobs. Now these are hard to find and most times you do need experience or a degree in transcribing. When you find a good one, make sure to hold onto it and they are hard to get. This is pretty much the job everyone emails me looking for. A job where you enter information on the computer a few hours a day and get paid. It’s a good deal for busy Moms! Here are a few companies to check out for these types of positions:

Quicktate https://typists.quicktate.com/transcribers/signup

Quicktate employees transcribe voicemails, memos, legal files, medical files, letters and other audio files. Some files are 2-3 minutes long, others are hours long. Employees must use proper spelling and punctuation, must follow instructions, quickly type what you hear, have your own supplies. No convictions of a felony of misdemeanor on your record. Average pay is $1 for every 400 words typed.

BloggingPro Job Board http://www.bloggingpro.com/jobs/

This is a great place to find writing jobs on any topic! You can find a steady stream of employers looking to hire bloggers here and if you can write on multiple topics, you can bring in a steady income.

 

TranscribeMe https://workhub.transcribeme.com/Account/Register

Register to transcribe documents and files with one of the largest online transcribing agencies. Pay is by the hours and ranges from $10-$20 and hour depending on your typing speed. Jobs are not always available so you work when something comes in. Must have a computer, internet, and a good understanding of the English language.

 

MediaBistro http://www.mediabistro.com/joblistings

If you visit the freelance section of this site, you can find many job options such as ones for writing, articles, blogs, marketing, etc.

 

Aberdeen http://abercap.com/careers/

Get paid to transcribe documents and videos with this family based business. Many jobs require you to work at their office, but the “real time captioning” and “transcription” jobs can be done from home.

Capital Typing  http://www.capitaltyping.com/

Hires independent contractors to do jobs such as transcribing, secretarial services, data entry, and online customer service.

Tigerfish Transcribing http://tigerfish.com/employment/

If you are a quick typist, have a good ear for language and written English then you can get paid to transcribe from home. Must have a computer, phone, and internet service to do this job.

Speakwrite http://speakwrite.com/

Work from home in the US or Canada as an independent contractor doing transcribing and typing jobs. Must have a typing speed of 65 WPM to qualify.

Scribie https://scribie.com/freelance-transcription#intro

Earn $10 per hour transcribing files from home. Must have a good typing speed and good listening and comprehension skills.

 

http://beafreelanceblogger.com/betterpaidbloglist/ This is a FREE list that has options for making over $50 per hour blogging.

 

 

 

 

 

 

 

 

Dana