Survey’s That Pay

 

Everyone asks if you can really get paid to take survey’s and the answer is YES!!! Most time’s the way it works is you sign up, provide information about yourself and your life, and the provider will send you survey’s that you qualify for. Now keep in mind, you often get paid based on the length of the survey. Most times it’s $1 for every 10 minutes. Its not a lot of money, but if you really need extra cash, you can do this vs playing candy crush.

The Perfect Pair of Shoes

Also, you have to wait for them to send you survey’s so its great to sign up with a few different providers, you just want to make sure they are legit ones!!

My favorites are: ((click the survey name to sign up))

Survey Savvy 

Paid View Point

Swagbucks

Inbox Dollars

Fusion Cash

Cash Crate

Phone Apps That Pay:

Dosh (cell phone app for discounts and cash back on purchases. Link your credit card to get cash back right away)

Ibotta  (discounts and cash back on groceries at your choice of stores!)

 

One of the great things is you can usually do these from your phone, and you can also share them with other people too!!!

Another thing I love is Survey Savvy usually has an opportunity for you to participate in a study program. For instance right now, by letting them monitor your shopping habits for 6 weeks, you can earn $150. That’s a nice chunk of change just for letting them watch what you buy (as long as you dont buy illegal things online lol).

Now Swagbucks is a tad different in that you get paid for doing surveys, taking polls, and other tasks. Also for shopping!!

Go sign up for these, especially Survey Savvy right now so you can participate in their Holiday Bonus!!!

 

 

 

Dana

Why Do You Blog??

Why do so many people blog??? A few reasons we will talk about. One is it’s a good income, though for most it takes years! Another reason is it’s a great stress reliever! It’s also fun way to share your ideas. And many people can test products for free if they write reviews for them!why blog

 

The first thing that shocks people is they can get paid for it. Yes you can, but keep in mind for most people this takes 1-4 years time as you have to build up followers. Most companies require 10,000-100,000 followers for a 6 month period before they will put ads on your page.  My blog hit that range within 60 days, but I worked my butt off during that time.

can you get paid to blog

The first thing to do if that is your goal, is NOT to focus on money. Instead you need to be yourself, have a plan on what you would like to talk about, and be consistent with your blogging. Before you publish your blog, go ahead and write out 3-12 articles. Make sure you have engaging pictures to go with each one. Once you have that done, you can publish 2-3 a week your first month and spend time focusing on networking.

 

Join blog parties each day if you can and share your articles, plus check out other bloggers with great content. This is a great (although time consuming) way to get followers from people you don’t know. Each time you publish an article, make sure you also share it on social media. Pinterest and Facebook and Instagram and Twitter are the best ones to use. Utilize hashtags that describe what you are talking about.

 

Once you have a good following, you can start doing product reviews. Remember not to “sell out” and keep most of your blog fun! Talk about your week, share funny stories of things your kids did. Share recipes or crafts. Most important, remember to be yourself!! Blogging should be a fun way of talking about life, and if it beings in an income, that is a huge bonus 😉

Dana

Pyramid Schemes, Scams, Direct Sales And More!

“Are Selling Products A Legit Income??”

I have to say this is one of the most popular questions I get emailed. But the truth is, even I wondered this same thing before getting involved in this business. A few years back, I was approached to join a company, and my instant thought was Pyramid Scheme and scam!! It’s sad that I thought that way, but many people do as unless you are in this business or well educated about it, you just know what you hear. Many of these companies we think are scams, are actually backed by the Better Business Bureau and have been around for many years!!! So today I am going to cover a few of these popular questions, along with how to know if something is legit and the truth about Pyramids.

bbb-rating-a-logo

Is it Legit?!?!
Direct Sales Companies are VERY legit. They are large companies that chose to pay independent contractors to advertise them instead of using TV adds, Billboards, etc. They are actually helping our economy by putting the money in your pockets vs some very large CEO of a TV station. To find out if a company is legit, you can google them or see if they are registered with the Direct Selling Association. You can also read the reviews about the company online, but remember to only take so much away from those. Job’s are like food, each person has a different preference and different experience so expect to see both good and bad reviews.12004772_995077193889412_9133849978607155890_n
How these companies work, is you advertise their products for them and in return they pay you a commission. Each company has a different pay scale, but in my experience the average is between 10-40%. Finding out what they pay is very important before you begin! Direct Sales companies are very smart, they know people are going to share a product they love, and they encourage that sharing by paying you for it. What better advertisement is their than a happy customer?? I would believe my friends love of a product a lot more than I would a celebrity on TV.

 
The companies usually require a start up fee, and this is what scares most people. They see that fee and instantly think it’s a scam and they are being robbed. But the truth is, MOST jobs have a start up cost such as background check, uniform, training, etc. With direct sales companies, you want to make sure your cost comes with something!!!!! It should include samples for you, catalogs, brochures, products, a website, product discounts, training, etc. The average cost of a start up kit is around $100 and most have ways for you to make that right back by selling the products in your kit. If the cost is very high, with no products for you, think twice before joining and look more into the company!!! Start up costs are also a tax write off!!! It’s a business investment and you get it back at tax time. The IRS knows direct sales companies are a legit way to make an income.

 

Pyramid Schemes
Pyramid schemes are when one person is on top and makes a lot of money and the people on bottom don’t make hardly anything even though they are doing all the work. These are out there and you want to be careful, but most times they don’t sell any products, more work on just recruiting other people to join. Here are a few signs a company is a Pyramid Scheme and you want to run for the hills.
According to the Direct Selling Association, here is what you should watch for in Pyramid Schemes:
1) Promising lots of money for no work
2) Teaching people to recruit and not sell a product
3) Very large start up costs
4) Not having a product that they sell
5) Having a few people who make a lot of money on top, and a lot of people on the bottom making very little money
For more signs on what might be a pyramid scam, visit the Direct Selling Associations Website
http://www.dsa.org/docs/default-source/direct-selling-facts/legitimatecompanies.pdf?sfvrsn=2

 

 

Pyramid VS. Direct Sales10573_348288578631716_299887124_n
Now to some people, the direct sales business mirrors a pyramid, but the honest truth is in MOST jobs you do have some people higher up. For example, in the school system you have a Principal on top, then teachers, then par pros, then students. In most direct sales companies, you have someone who has been in the company for awhile on top, then your sponsor, then yourself. The people on the top do usually get paid off your income, but to do so they have to keep themselves active AND they have to help their team members. They get paid for having a team and teaching other people to be successful, just like managers do. Just because some people make more on your team in direct sales, does not mean it’s a Pyramid.

As you can see, direct sales are a great and very real way for people to earn an income. In fact, direct sales companies have been around since the 1920’s! They do get a bad reputation though because of the way some people teach their teams to market. If you do it the right way, you can be very successful, make a great income, and have fun all at the same time!!! My #1 tip to be successful is find a product you love and use, and share it, never sell!!!

 

 

 

 

 

Learn more about Direct Sales Companies at http://www.dsa.org/ and http://www.directselling411.com/
Make sure to also check out our Work From Home Directory for a list of legit Direct Sales Companies

Dana

Big Changes

GAA few months back, my husband made the decision that he wanted to return to school and get his Masters Degree. Only problem was, in the area we live in, he didn’t have a place to do his required clinical hours. So in order for him to return to school, we would need to move. And thus began a very scary and life changing decision…where should we move?!?! We had only been in Virginia a few years, so we weren’t very attached to it, plus snow is not my favorite thing. We knew we wanted to be close to family as its hard having 3 kids, a husband who works long hours, and no one around to help when we need it. A date night would be nice too if we had a family/friend to babysit. Its been almost 2 years since our last date night haha!!!

 

So we narrowed down our search to GA, TN, and FL. I didn’t have anything pulling me towards FL so we crossed that off quickly. TN was crossed off next as although its pretty and further south, we aren’t the least bit familiar with it. GA was the best and obvious choice. I was born and raised in the Atlanta area and still have a lot of friends and family there. My husband was raised in south GA, but the job market and housing market is not great there for him, plus that holds bad memories as he went through a lot in that area. So Atlanta area was the winner!!!

 

Back in November, we began the process of my husband applying to jobs. He had to have filled out our 50 applications, but we weren’t hearing anything back! He has lots of experience, has gotten rewards at work, and has a higher degree than many people in his field, but no one was calling! We went ahead and started fixing up our house to sell, we painted a few rooms, sanded our back porch, and removed the dated wallpaper in the laundry room. And began de-cluttering!

 

Then we got a call in February.  It was for a part time job, but it was at the hospital my husband REALLY wanted to work at. If you are familiar with the Atlanta area, then you know it is very busy and has a lot of traffic. Both things my husband wanted to avoid. BUT it was super important to us to be in a good school system and close to my family members which meant we were praying hard for this one hospital to call. And they DID!!!! Out of over 50 different applications he put in, the one we wanted the most called to schedule an interview!!!!

 

The interview went great, but the only problem was the job was not full time hours which meant a pay cut. We did the math and with my income, we knew we could make it work. We decided to go ahead and put our house on the market so if the job came through, we would be ready. And then we waited. We heard nothing back for over a week. During that time, THREE more calls came in asking my husband to set up interviews. Another week went back and no call back from his dream job. We were disappointed, but we knew God had it in control. Then, out of the blue, over two weeks after his interview, they called and offered him a FULL TIME job at the hospital he really wanted!!!! One week later, our house was under contract!

 

This whole process has been exhausting, stressful, and nerve racking, but it helped teach me again how important it is to trust God and not to make plans because it is all up to him! Now we are in serious packing mode as we leave in a little over a week!!! Luckily, my AMAZING in-laws are coming up from south GA to help us move and get settled in. The drive is going to be rough though as its 9hrs and my oldest son gets badly car sick and my youngest son hates the car. Plus, the baby is still nursing and REFUSES a bottle so we are going to stop often so I can nurse him. At least my daughter loves the car and hopefully leaving super early will make things a bit easier.

 

Needless to say, my life is a bit crazy right now. I won’t be taking on any new personal training clients/nutrition clients or hosting any Jamberry Parties for awhile. I have also put a hold on advertisers on this website and the facebook page ( http://www.facebook.com/workingathomemoms ) starting this Friday until May. I’m so sorry for any trouble this causes anyone. If you need a personal trainer, I have a few great ones I can recommend until I’m back to working again.

 

If you have traveling and moving tips to share with me, please please please post them below! My kids are 4 1/2, 3 and 9 months so I’m happy to have any tips to make this process easier!!! For those in the Atlanta area, I can’t wait to meet you all in person and thank you so much for following my blog! I’ll be renting in the Conyers area, while looking to build in Walton County. Share your tips with me on home building, finding schools, finding churches, and fun kids activities in that area!! I’ll try to keep everyone updated as best I can. Thank you for your support and baring with me during these big changes <3

Dana

Tax Writes Offs For Small Business Owners

tax write offsFor many small business owners, tax time can be very scary!! It was for me when I first got started, until I did my research and learned how easy the IRS makes filing taxes for small business owners. Plus, many things you never would even think of, can be written off at tax time. When you own your own business, remember that any expense you put into your business, is a tax write off. Whether it is training, supplies, work meetings etc. Make sure to always save your receipts though and keep documentation of what you are spending and bringing in with your business. And never be afraid to ask someone for help in filing your taxes. Its always better to be safe rather than sorry.

Here are a few expenses you can write off at tax time:

  1. Home Office. No matter if you rent or own your home, if you have a designated space where you do your work, then you can write that off at tax time. Keep in mind it needs to be a true office space, not your kitchen table or bed. You can write off $5 per square foot of the office area for up to 300 square feet. So if your office is 150 square feet that is $750 you can write off! http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Home-Office-Deduction
  1. If your office is at home, you can also deduct the cost of utilities. You need to figure out what percentage of your day is your work time though to get the cost you can write off.
  2. Internet used for your business can also be written off at tax time. Like utilities, you need to figure out what percentage is used for work vs leisure.
  3. If you have a car payment, and use your car for doing your business, that can be deducted. This is tricky though in that you must be driving to meet a client, pick a client up, or delivering products. Going to get coffee or groceries does not count.

http://www.irs.gov/publications/p463/index.html

  1. Retirement Plans- If you have set up a plan for retirement that is tax deductible. Even if you only put in a little bit each month.
  2. Office Supplies- Items like paper, pens, ink cartridge, work computer, work printer, work fax machine, mailing supplies, business cards, thank you cards for business, etc are all tax deductible
  3. Health Insurance- If you pay for your health insurance yourself and are a small business owner, that is tax deductible
  4. Child Care- If your kids are in child care at anytime while you are working, that is a tax write off
  5. Training- If you attend training events for your business, that and the cost to get there is tax write off
  6. Start Up Costs- If your business required money up front to get started, you can write all of that off at tax time
  7. Hiring an accountant to help you with your taxes!
  8. Advertising for your business
  9. Websites, domains, and maintenance that promote your business and company

Remember, when in doubt at tax time, always ask for help!! This is not something you want to mess up on. I personally do my own taxes as a small business owner and while its time consuming and tough, it can be done. If you aren’t comfortable doing them yourself, hire someone to help you!

Great Sites to Check Out For More Information:

http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed

http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Deducting-Business-Expenses

http://www.freshbooks.com/blog/2013/10/22/10-tax-tips-for-owners-of-a-home-based-business/

Dana