Pyramid Schemes, Scams, Direct Sales And More!

“Are Selling Products A Legit Income??”

I have to say this is one of the most popular questions I get emailed. But the truth is, even I wondered this same thing before getting involved in this business. A few years back, I was approached to join a company, and my instant thought was Pyramid Scheme and scam!! It’s sad that I thought that way, but many people do as unless you are in this business or well educated about it, you just know what you hear. Many of these companies we think are scams, are actually backed by the Better Business Bureau and have been around for many years!!! So today I am going to cover a few of these popular questions, along with how to know if something is legit and the truth about Pyramids.

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Is it Legit?!?!
Direct Sales Companies are VERY legit. They are large companies that chose to pay independent contractors to advertise them instead of using TV adds, Billboards, etc. They are actually helping our economy by putting the money in your pockets vs some very large CEO of a TV station. To find out if a company is legit, you can google them or see if they are registered with the Direct Selling Association. You can also read the reviews about the company online, but remember to only take so much away from those. Job’s are like food, each person has a different preference and different experience so expect to see both good and bad reviews.12004772_995077193889412_9133849978607155890_n
How these companies work, is you advertise their products for them and in return they pay you a commission. Each company has a different pay scale, but in my experience the average is between 10-40%. Finding out what they pay is very important before you begin! Direct Sales companies are very smart, they know people are going to share a product they love, and they encourage that sharing by paying you for it. What better advertisement is their than a happy customer?? I would believe my friends love of a product a lot more than I would a celebrity on TV.

 
The companies usually require a start up fee, and this is what scares most people. They see that fee and instantly think it’s a scam and they are being robbed. But the truth is, MOST jobs have a start up cost such as background check, uniform, training, etc. With direct sales companies, you want to make sure your cost comes with something!!!!! It should include samples for you, catalogs, brochures, products, a website, product discounts, training, etc. The average cost of a start up kit is around $100 and most have ways for you to make that right back by selling the products in your kit. If the cost is very high, with no products for you, think twice before joining and look more into the company!!! Start up costs are also a tax write off!!! It’s a business investment and you get it back at tax time. The IRS knows direct sales companies are a legit way to make an income.

 

Pyramid Schemes
Pyramid schemes are when one person is on top and makes a lot of money and the people on bottom don’t make hardly anything even though they are doing all the work. These are out there and you want to be careful, but most times they don’t sell any products, more work on just recruiting other people to join. Here are a few signs a company is a Pyramid Scheme and you want to run for the hills.
According to the Direct Selling Association, here is what you should watch for in Pyramid Schemes:
1) Promising lots of money for no work
2) Teaching people to recruit and not sell a product
3) Very large start up costs
4) Not having a product that they sell
5) Having a few people who make a lot of money on top, and a lot of people on the bottom making very little money
For more signs on what might be a pyramid scam, visit the Direct Selling Associations Website
http://www.dsa.org/docs/default-source/direct-selling-facts/legitimatecompanies.pdf?sfvrsn=2

 

 

Pyramid VS. Direct Sales10573_348288578631716_299887124_n
Now to some people, the direct sales business mirrors a pyramid, but the honest truth is in MOST jobs you do have some people higher up. For example, in the school system you have a Principal on top, then teachers, then par pros, then students. In most direct sales companies, you have someone who has been in the company for awhile on top, then your sponsor, then yourself. The people on the top do usually get paid off your income, but to do so they have to keep themselves active AND they have to help their team members. They get paid for having a team and teaching other people to be successful, just like managers do. Just because some people make more on your team in direct sales, does not mean it’s a Pyramid.

As you can see, direct sales are a great and very real way for people to earn an income. In fact, direct sales companies have been around since the 1920’s! They do get a bad reputation though because of the way some people teach their teams to market. If you do it the right way, you can be very successful, make a great income, and have fun all at the same time!!! My #1 tip to be successful is find a product you love and use, and share it, never sell!!!

 

 

 

 

 

Learn more about Direct Sales Companies at http://www.dsa.org/ and http://www.directselling411.com/
Make sure to also check out our Work From Home Directory for a list of legit Direct Sales Companies

Dana

Finding Balance

 

11150407_10152881528944576_2738157974536688199_nWhen people see that I work from home, they often think I have it all together and am “Supermom”. Well, sorry to burst some bubbles, but that is totally false!!! I’m like every single person out there, struggling to accomplish it all and some days forgetting to brush my teeth!! Most days I don’t wear an ounce of makeup (except mascara!!), am in gym clothes, and run around all day long. I have days where I feel super overwhelmed and think I have way too much on my plate. And its moments like that I have to take a step back and remember what is most important.

I have three healthy, beautiful, smart children!!! I get to spend all day, every day, with them!!! Working from home has helped my family tremendously, I’ve paid off my school loans and my SUV (HUGE happy dance from that this week)! I have so much to be thankful for!!! So the laundry might only get done once a week, the grass needed to be cut two weeks ago, and my wardrobe only includes gym clothes. But who cares!!! I’m always been very OCD, but slowly and surely, I’m learning to go with the flow a bit more.

 

11026588_10152886604509576_8022368932152025326_nBalance is still something I struggle with. My husband works a weird shift so really only has one full day off right now. The funny thing is, that doesn’t bother me. The kids and I are always on the go as we FINALLY live in an area where we have stuff to do! I can run errands, take them to the park, go for hikes with my aunt, we have fun stuff to do everyday!!! I don’t think we have been bored once since we moved to GA. It’s a freeing feeling to have options and not be stuck in the house all day!!

 

The only negative has been my work. I’ve been so busy with the kids, and my husband’s schedule is different, the time to “work” I had each day has changed. At first I got stressed. I have worked hard to build my business and to make an income from home. But then I remembered why I was working, to help my family!!! We have paid off so much debt, and now my income goes directly towards my kids college funds!!!! That’s an amazing feeling in itself to accomplish that while being home with my kids each day. For many people, my family included, money can be stressful and to remove that issue has been a huge weight off my husband and I’s shoulders.

 

I’m sticking more to a schedule to help with the work time I have. I get up early and that’s my exercise time. I also use that time to make my “to-do” list for the day. On that list I make sure to include the most important items, and the ones that can be done that day, or another day. That’s a huge help with keeping me on track and making sure I accomplish what HAS to be done each day.

 

The truth is, most people do NOT have it all figured out. We all struggle with getting things done and prioritizing. For me, the number one priority is my kids. I want them to be able to do after school activities, take fun family vacations, and go to college. So on the days I feel stressed, I remember my goals are for them and that reminds me to take a step back, figure out a new way to achieve balance, and when all else fails, go swing at the park. Because sunshine and the laugher of my kids reminds me of the important things in life!!

Dana

Get Paid To Write


One problem many people encounter when looking to work from home is the time involved. In my experience, most people want to work from home to have MORE time and to be with their families. The problem is that many set income jobs require you to work set hours each day. I don’t know about you, but working 8 hrs and having to keep my kids quite and away from me that whole time just wouldn’t work for me at all. That would basically be the same as me working outside the home! So what to do???

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Get Paid To Write

Jobs with flexible hours are the solution!!! Now the great thing about these jobs is YOU set your hours, work when you want, and work as little or as much as you want. The downside, you have to WORK to make money. You have to devote the same amount of time as you would with any job, but you pick when that is. For me, I get up before my kids, and stay up later than them. I also work during their nap time. I average less than 20 hrs a week most weeks but that’s what works for me. Im also established in what I do so for that work I make a full time income.

 

The most common flexible hours income provider is by owning your own business and sharing products you love. Another popular option is writing/transcribing/data entry jobs. Now these are hard to find and most times you do need experience or a degree in transcribing. When you find a good one, make sure to hold onto it and they are hard to get. This is pretty much the job everyone emails me looking for. A job where you enter information on the computer a few hours a day and get paid. It’s a good deal for busy Moms! Here are a few companies to check out for these types of positions:

 

Quicktate https://typists.quicktate.com/transcribers/signup

Quicktate employees transcribe voicemails, memos, legal files, medical files, letters and other audio files. Some files are 2-3 minutes long, others are hours long. Employees must use proper spelling and punctuation, must follow instructions, quickly type what you hear, have your own supplies. No convictions of a felony of misdemeanor on your record. Average pay is $1 for every 400 words typed.

 

BloggingPro Job Board http://www.bloggingpro.com/jobs/

This is a great place to find writing jobs on any topic! You can find a steady stream of employers looking to hire bloggers here and if you can write on multiple topics, you can bring in a steady income.

 

TranscribeMe https://workhub.transcribeme.com/Account/Register

Register to transcribe documents and files with one of the largest online transcribing agencies. Pay is by the hours and ranges from $10-$20 and hour depending on your typing speed. Jobs are not always available so you work when something comes in. Must have a computer, internet, and a good understanding of the English language.

 

MediaBistro http://www.mediabistro.com/joblistings

If you visit the freelance section of this site, you can find many job options such as ones for writing, articles, blogs, marketing, etc.

 

Aberdeen http://abercap.com/careers/

Get paid to transcribe documents and videos with this family based business. Many jobs require you to work at their office, but the “real time captioning” and “transcription” jobs can be done from home.

 

Capital Typing  http://www.capitaltyping.com/

Hires independent contractors to do jobs such as transcribing, secretarial services, data entry, and online customer service.

 

Tigerfish Transcribing http://tigerfish.com/employment/

If you are a quick typist, have a good ear for language and written English then you can get paid to transcribe from home. Must have a computer, phone, and internet service to do this job.

 

Speakwrite http://speakwrite.com/

Work from home in the US or Canada as an independent contractor doing transcribing and typing jobs. Must have a typing speed of 65 WPM to qualify.

 

Scribie https://scribie.com/freelance-transcription#intro

Earn $10 per hour transcribing files from home. Must have a good typing speed and good listening and comprehension skills.

 

http://beafreelanceblogger.com/betterpaidbloglist/ This is a FREE list that has options for making over $50 per hour blogging.

 

 

 

 

 

 

 

 

Dana