Survey’s That Pay

 

Everyone asks if you can really get paid to take survey’s and the answer is YES!!! Most time’s the way it works is you sign up, provide information about yourself and your life, and the provider will send you survey’s that you qualify for. Now keep in mind, you often get paid based on the length of the survey. Most times it’s $1 for every 10 minutes. Its not a lot of money, but if you really need extra cash, you can do this vs playing candy crush.

The Perfect Pair of Shoes

Also, you have to wait for them to send you survey’s so its great to sign up with a few different providers, you just want to make sure they are legit ones!!

My favorites are: ((click the survey name to sign up))

Survey Savvy 

Paid View Point

Swagbucks

Inbox Dollars

Fusion Cash

Cash Crate

Phone Apps That Pay:

Dosh (cell phone app for discounts and cash back on purchases. Link your credit card to get cash back right away)

Ibotta  (discounts and cash back on groceries at your choice of stores!)

 

One of the great things is you can usually do these from your phone, and you can also share them with other people too!!!

Another thing I love is Survey Savvy usually has an opportunity for you to participate in a study program. For instance right now, by letting them monitor your shopping habits for 6 weeks, you can earn $150. That’s a nice chunk of change just for letting them watch what you buy (as long as you dont buy illegal things online lol).

Now Swagbucks is a tad different in that you get paid for doing surveys, taking polls, and other tasks. Also for shopping!!

Go sign up for these, especially Survey Savvy right now so you can participate in their Holiday Bonus!!!

 

 

 

Dana

Graham Cookies

As a parent, it is always a struggle between finding foods my kids will eat, and my desire to have them eat healthy foods. Lately as I have noticed that effects sugar have on my 4 year old, I’ve been working hard to find healthy foods that I can make. And that he will still enjoy haha. One recipe I recently found that everyone loved, is home made graham crackers! These are very easy to do and delicious!

INGREDIENTS:graham cookies

  • 1 cup whole wheat flour or flour of choice
  • 1½ cups all purpose flour
  • ½ cup brown sugar
  • ½ teaspoon salt
  • 1 teaspoon cinnamon
  • 1 teaspoon baking soda
  • ½ cup butter, cold
  • ¼ cup honey
  • ¼ cup water
  • 1 teaspoon vanilla

 

DIRECTIONS:

 

  1. Preheat oven to 350 degrees.
  2. In a blender combine the ingredients.
  3. Next put in the chilled butter.
  4. Scoop the mixture onto a piece of wax paper, with another sheet onto and roll out with a rolling pin or cup
  5. Roll dough out and use cookie cutters to make shapes or a cup just for circles.
  6. Place cookies on parchment lined baking sheet and bake for 15 minutes.

 

To Freeze, simply cut the cookies into shapes and then place them onto a baking sheet and place in the freezer for 30 minutes. Then you can place them in a plastic bag and you can freeze them for up to 3 months. When you are ready to bake them, just cook them with an additional 1-2 minutes of bake time added on and keep an eye on them so they don’t burn.

yuuuummmmy

 

 

 

Dana

Live Like A Girl

adalyn2I am a very structured person. I like lists, I like plans, and I like order. And I have 3 kids under the ages of 5. Having kids has been a great lesson to me on living in the moment, knowing whats important, and getting my priorities in order. My middle child, Adalyn, teaches me that daily!!! At 3 years old she dances to the beat of her own drum, ignores rules and order, is her own boss and lives like a fierce and fabulous girl.

If you need a giggle, here is a normal week with Adalyn.

 

Going into Lowes to use the restroom, she announces “I’m wearing boy underwear today!! I stole it from Will!”

 

De-cluttering my closet, she pulls everything from the trash pile “Mom, can I keep this?? Yes or No.” “No, put it back in the trash” “Mom, Yes or No. But NOT No!”

 

“Mom, while you put Liam to sleep I colored my belly. Its pink!!”unnamed4

 

On what to have for breakfast: “CHOCOLATE!!! Lots of CHOCOLATE!”

 

“For Halloween, Im going to be Astrid!!! Not a princess! A dragon rider!” (From How To Train Your Dragon)

 

On why she was closing all the doors in the house ” BECAUSE I WANT TOOOOOOOOOOOOOOOOO!”

 

 

Her Current Favorite Songs: Timber, Shake It Off, and Let It Goadalyn3

 

Her Favorite Activity: Taking care of her “one baby Liam”

 

On what she wants to be when she grows up “I want to wear Lipstick and give shots!”

 

Favorite Superhero: Pink Ones

 

Favorite Food: Ice Cream and Broccoli

 

 

Spending time with Adalyn reminds me that being yourself is the best person to be.  She is the middle child with an older and younger brother, and boy is she FIERCE! Sure she is only 3, but she sings even when she doesn’t know the words, she dances to her own beat, she dresses like she is a superhero princess, she tries to fly and doesn’t cry when she fall, and she says whatever is on her mind. My wish for her is that she never changes and always embraces every part of herself that makes her different from others. And that she always remembers that being a girl means she is strong, fierce, beautiful, and capable of anything she wants! #likeagirl

 

 

Dana

How I Save Over $1000 Per Month

save er monthFor many people, money is tight right now and especially for those families on a single income. When our family grew and we needed a new car, I found that we were living paycheck to paycheck with not a single dime extra. My husband couldn’t work more as he was a full time student, and with 3 young kids it would not have made us any more money for me to return to work as the childcare for 3 kids is crazy expensive. So I began to look at how we could save money each month. You actually have lots of ways to do this and it can add up to quite a bit of money over time! First and foremost, make a budget and stick with it!!!

 

Groceries:

This was where most our money went each month. We were spending about $250 per week for a family of 5, plus eating out at least once a week. My goal was to reduce this down to about $400 per month giving us a savings of $600. Here is how I did it.

*I planned out our meals for the entire month, wrote them all down on a notepad on the fridge

*I made sure that we had a veggie night at least twice a week (meat is expensive, but you can get protein in the form of beans)

*We had a leftovers night once a week to clear out our fridge and pantry

*I switched up where I was grocery shopping. We have an Aldi’s about 25 minutes away and I go there twice a month. I save a lot this way!

*Freezing foods! I buy cheese and meat in bulk and freeze it. 10557459_10152408716339576_1367961862174007812_n

*I stick with canned and frozen veggies

*I always buy the generic brands of foods

*I cook from scratch things like spaghetti sauce, chicken broth, biscuits, muffins etc

*For my kids, I make a huge batch of muffins for them for breakfast and keep them in the freezer

*Fruits are either bags of apples and bananas or canned fruit

*For seafood, we go with frozen swai. Very cheap and delicious.

*Make a list for the grocery store and stick with it. If its not a necessity, don’t buy it

*Use cash!!! We take our grocery money out of savings each month and put it in an envelope. When that money is gone, we are out of luck. This helps us stick to our budget!!!

Check out my Healthy Eating on A Budget Plan to get meal plans, recipes, grocery lists, shopping tips, saving suggestions and more!!!

 

Utilities

WATER

Where we live the price of water is VERY expensive. It is 5 times the price of at our previous home so this took some getting use to. Here are tips to cut your water bill

*Take showers not baths

*Only run the dishwasher when it is full

*Do not hand wash dishes, that uses more water

*Never leave the water running

*Make sure your washer is full when you do a load of clothes.

ELECTRIC

Electricity is where many people spend a lot of money. Here are some ways to reduce your bill.

*Unplug your appliances such as computers, TV’s, coffee pots, toasters, etc when they are not be used

*Only keep the lights on in the room you are in.

* Add weather stripping to any doors that aren’t sealed tight.

*Use natural light from the windows whenever possible

*Turn your air off during the summer and open the doors and windows

*If you have a fireplace, use that as often as possible during the winter

*Skip all the Christmas lights during winter and go with non electricity using decorations. Use battery powered lights in your windows for a classic Christmas look without the high bill

*Use curtains and blinds. Keep them shut to help cool the room down, and keep them open to allow the sun to warm it up.

*Use your washing machine on the cold mode as it uses less energy

*Dry your clothes, towels, blankets on a clothes line during the summer instead of using the dryer

*For small meals, use your toaster oven or microwave instead of your oven as this will consume about half the power

 

cut cableCable/Internet/Phones

Cut the cord on cable! You can spend less than $20 a month by subscribing to Hulu and Netflix. Netflix provides ton of shows for kids plus full seasons of shows for adults. If you want to watch current shows, Hulu posts them the day after they air on TV. Great way to still watch your favorite shows but save money each month.

Check out different internet providers in your area for the BEST deal. Sometimes switching a provider can save you a lot of money. If you don’t use internet daily, consider cutting that all together and instead visiting the library or an internet café when you need to.

Phone bills are very expensive, especially if you don’t look at the fine print. Many providers charge you insurance and other fees you did not agree too. Make sure you are using all your minutes, if not reduce your plan or consider switching to a provider with a cheaper plan. Check into cutting your data usage too as that can save a lot. Many plans charge one price for the entire month.

Clothes/Toys

Consider shopping for your kids clothes twice a year at Consignment Sales. Most large cities have them and you can also sell your used clothing and toys there too. Another option is online yard sales. I use this for selling my kids clothes and usually will put one size in a giant trash bag and sell the bag for $20. That gets someone an entire season of clothing for $20!!! We usually buy all our clothes new from Kohls, with two boys we pass them down. I always look online for a 30% off and free shipping coupon. Using those allows me to spend about $100 for all 3 kids each season.

For toys make sure to check out local consignment shops. We have quite a few in our town and most the toys in there are still in boxes totally unused! It’s a great deal and then we just donate the toys after they are done with them or re-sell them

Cars

The truth of the matter is, cars cost a lot of money! You have gas, insurance, plus upkeep on your vehicles!

*For insurance, make sure to check out all the different providers for the best deal. Pay your payments twice a year vs monthly to save money.

*Don’t buy a new car! Always go with used and instead of trading yours in, sell it outright as that gets you more money. If you can get by with using one car, downgrade! That will save you a lot of money each month.

*Gas is expensive, especially if you drive a larger vehicle and drive often. Consider the costs when you are going places and carpool whenever possible. budget your life

 

More Ideas To Help You Save

*Start a garden

*Grow your own herbs

*If you family has land and enjoys eggs, consider having chickens

*Skip going to the movies and use Redbox

*Sell extra books and clothes on ebay

*Cut your families hair yourself (I do this for my husband and three kids!)

*Use dish soap and vinegar for cleaning instead of expensive products

*Make your own soaps, cleaners, and detergents

*Use up items in your pantry and fridge

*Use coupons

*Order items like diapers, wipes, toilet paper, and paper towels from Amazon

*Have money from your check put into your savings account automatically each month

*Make sure you and your spouse are on the same page

*Don’t use credit cards

*Make one extra house payment a year and reduce your mortgage by 8 years

 

 

 

 

 

 

 

 

 

 

 

 

Dana

Christmas Is About Love

mery christmasFor many people Christmas is a very stressful time of year. But that’s because we get lost in the hussel and bussel of things and forget the real meaning of Christmas. The fact that we all are loved and precious in the eyes of God!!! I feel Christmas is too materialized and gift gifting, instead of giving LOVE!!! To me, that is what the Holiday is all about, love!!!

One way I avoid getting stressed during the Holidays is not concentrating on giving expensive gifts. I guess that makes me cheap, but instead we find a family in need and give money to them. My husband and I are lame and normally we buy our own gifts haha. But to us, with 3 little kids and no family near to help, the best gift is a nice take out dinner and a movie on the couch. Quality time is what we enjoy!!xmas tree

We do have a VERY large extended family and I feel bad not sending them gifts, so we have the kids do home made presents!! Again, some may call me cheap, but to me a home made gift may cost less BUT it takes a LOT more time and is done with love. Let me tell you, trying to decorate cards with a 4 1/2, 3 and 6 month old is NOT easy at all. But that is something my kids took time making. That is something I searched for high and low. It is something we spent a lot of time on and made with love vs just quickly picking up. In most cases, our homemade gifts takes days to finish. And the excitement from my kids is priceless!! They love the idea that we are making and mailing presents to the people they love. When I tell them, this is going on someone you loves fridge, they light up and work so hard to make it pretty. That right there is priceless because they truly are sending LOVE!!!

unnamedminnnnnSo what are some good homemade gifts??? All you Mom’s are going to hate me, but painting cards is a great one! Check out the card we do. I made the design myself and then printed it on card-stock. Feel free to save you use!!! I let them fingerpaint and decorate the outside, then we sit and write each of their names (helping them) on the inside. They love decorating cards with paint….just make sure you get the washable kind HAHA!!! We also put a family photo in there. You can get them developed for pretty cheap at online sites like Snapfish and even find online coupons to save more.

unnamedorna

Another great gift we like is homemade ornaments. You have a lot of options with these and Pinterest is a great site to use for more ideas!! This year we bought a pack at Michaels that was 25% off and they are stickers…..not my favorite idea haha! We also did homemade salt magnets (directions at the bottom) or you can do homemade salt dough ornaments! Another great idea is potholders with handprints, ornaments with handprints, or plates with handprints. For me personally, I prefer things they can sit and paint as they get more time painiting vs just doing a handprint. The longer they can paint, the happier they are!!

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SALT DOUGH ORNAMENTS

Ingredients:

A cup salt

2 cups of flour

¾ cup of water

Instructions:

  1. In a large bowl mix salt and flour together.
  2. Gradually stir in water. Mix well until it forms a doughy consistency.
  3. Turn the dough onto the bench and kneed with your hands until smooth and combined.
  4. Make your creations using the salt dough. (I use cookie cutters for designs)
  5. If you are making ornaments, make sure to poke a hole for a string.
  6. Place the salt dough creations into the oven at 180C.  The amount of time needed to bake depends on the size and thickness of the salt dough creations.

Tips 

  • Store your salt dough in an air tight container as it keeps well for a few days.
  • You can paint your creations with any-type of paint
  • Salt dough can also be aired dried and is an alternative to oven drying.
  • Let the kids decorate the salt dough creations, they have so much fun with it!!
  • Use the salt dough to make ornaments, magnets, and all sorts of keep sake items!
Dana