Survey’s That Pay

 

Everyone asks if you can really get paid to take survey’s and the answer is YES!!! Most time’s the way it works is you sign up, provide information about yourself and your life, and the provider will send you survey’s that you qualify for. Now keep in mind, you often get paid based on the length of the survey. Most times it’s $1 for every 10 minutes. Its not a lot of money, but if you really need extra cash, you can do this vs playing candy crush.

The Perfect Pair of Shoes

Also, you have to wait for them to send you survey’s so its great to sign up with a few different providers, you just want to make sure they are legit ones!!

My favorites are: ((click the survey name to sign up))

Survey Savvy 

Paid View Point

Swagbucks

Inbox Dollars

Fusion Cash

Cash Crate

Phone Apps That Pay:

Dosh (cell phone app for discounts and cash back on purchases. Link your credit card to get cash back right away)

Ibotta  (discounts and cash back on groceries at your choice of stores!)

 

One of the great things is you can usually do these from your phone, and you can also share them with other people too!!!

Another thing I love is Survey Savvy usually has an opportunity for you to participate in a study program. For instance right now, by letting them monitor your shopping habits for 6 weeks, you can earn $150. That’s a nice chunk of change just for letting them watch what you buy (as long as you dont buy illegal things online lol).

Now Swagbucks is a tad different in that you get paid for doing surveys, taking polls, and other tasks. Also for shopping!!

Go sign up for these, especially Survey Savvy right now so you can participate in their Holiday Bonus!!!

 

 

 

Dana

Managing Your Time When Working From Home

I always get asked how I manage to work from home with 3 kids with me all day. The truth is, it takes a lot of flexibility and to do lists!!! I get up before the kids, am up after them, plus answer emails/do work during their nap/quiet times. One way Im able to do this is my having a few different to-do lists. I know that sounds crazy, but its true haha.
I have one list for tasks I need to do each day, one for the monthly goals, and one for random things I wish to accomplish when I have time. For my daily list of things that HAVE to get done that day in related to work, I prioritize them in this order:
1) Close Friends11141180_10153078114179576_3521282344485357203_n
2) Paying Clients
3) Potential Clients
4) Business Building
5) Everything else
I break it up this way because the time I spend away from my kids is for the sole purpose of working and helping with their college funds and being debt free. So I always try and do the money making tasks first, and then everything else comes last and sometimes those other items don’t get accomplished that day, but its ok!

I usually have about 3 hours (if Im lucky) broken up throughout the day to do work, so I make sure to always get to my clients first as they pay for me to help them. I do put my close friends first as those relationships are very important to me!!! I don’t open browsers with facebook, pinterest, etc as those are just distractions. I make my list each morning of things that HAVE to be taken care of that day. The list is important as it helps me stay on track and keeps me from forgetting important things. Plus I prioritize it with numbers as what needs to be done first, second, third, etc.

Another thing that helps me is I have certain days each week I work on the same tasks. For example, Tuesday, Thursday, and Saturday are the days I post blogs. The 5th and 20th of the months are the days I send out newsletters for my clients and page followers. Doing the same tasks each week/month helps me not to forget them. Plus when I plan my week out, I know those are going to be my busy days.

Different things work for each person, but for me, staying organized and having lots of lists is what helps me the most! Its taken time to find a system, and some days I get behind and other days I have evenings to just read and relax! Part of being a work from home mom is learning to go with the flow, just do your best, and remember your goals! For me, my kids come first, and work comes second.11692566_10153075505454576_1689907928773453451_n

Dana

Graham Cookies

As a parent, it is always a struggle between finding foods my kids will eat, and my desire to have them eat healthy foods. Lately as I have noticed that effects sugar have on my 4 year old, I’ve been working hard to find healthy foods that I can make. And that he will still enjoy haha. One recipe I recently found that everyone loved, is home made graham crackers! These are very easy to do and delicious!

INGREDIENTS:graham cookies

  • 1 cup whole wheat flour or flour of choice
  • 1½ cups all purpose flour
  • ½ cup brown sugar
  • ½ teaspoon salt
  • 1 teaspoon cinnamon
  • 1 teaspoon baking soda
  • ½ cup butter, cold
  • ¼ cup honey
  • ¼ cup water
  • 1 teaspoon vanilla

 

DIRECTIONS:

 

  1. Preheat oven to 350 degrees.
  2. In a blender combine the ingredients.
  3. Next put in the chilled butter.
  4. Scoop the mixture onto a piece of wax paper, with another sheet onto and roll out with a rolling pin or cup
  5. Roll dough out and use cookie cutters to make shapes or a cup just for circles.
  6. Place cookies on parchment lined baking sheet and bake for 15 minutes.

 

To Freeze, simply cut the cookies into shapes and then place them onto a baking sheet and place in the freezer for 30 minutes. Then you can place them in a plastic bag and you can freeze them for up to 3 months. When you are ready to bake them, just cook them with an additional 1-2 minutes of bake time added on and keep an eye on them so they don’t burn.

yuuuummmmy

 

 

 

Dana

Save $400 Off Your Grocery Bills

saving moneyWhen extra money is needed, my first suggestion is to always look at your budget and see where you can make cuts. My family was living paycheck to paycheck and we had a strong desire to pay off all our debt, but with no extra money that was hard to do. A detailed look into my budget showed me my family of 5 was spending over $1000 a month on food. Eating out, snacks, extras, desserts….all those goodies were adding up, and adding up very fast. So I decided to make some cuts. Ok, BIG cuts to be honest, and get our grocery bill down to $400-$500 a month.

 

Is it doable?? YES! I have been sticking to this new plan for over 8 months now and have saved tons of money, and in fact I wrote the whole plan out to help others do the same!! ((you can read more about that at the end plus how to get it for 50% off!)) The hardest part for me is I am a healthy eater, so I needed foods that were cheap, but also healthy for my family. That took some researching, trial and error, and finding bargains. But it worked and we are now able to put at least $400 a month into our savings!

save 400 on food

 

Here are a few of my top tips for eating on a budget, and scroll down to the bottom for a list of cheap, easy recipes!

 

TIPS:

*Plan out your meals for the week. This includes breakfast, lunch, dinner and snacks! If you know what you are going to eat, you will be less likely to spend money eating out

*Make your own snacks. I make all my kids snacks except pretzels. I do homemade cheese crackers, graham crackers, yogurt, muffins, bread….pretty much everything can be made from home for cheaper and a LOT healthier

*PLAN PLAN PLAN: I promise this is the number one tip for staying on track

*Make two nights a week a “veggie night”. Meat is pricey and you can get just as much protein from veggies, but for cheaper.

*Make a grocery list and stick with it! If its not on the list, and you don’t need it, then don’t buy it!

*Go with frozen or canned fruits and veggies. Cheaper!!

*Buy from stores like Aldis, Save A Lot, Costco, or Sams. Make sure to compare prices though as items aren’t always cheaper.

*Buy discount items in bulk and freeze! When I see meat or cheese on sale, I buy a lot and stick it in the freezer.

*PLAN! Keep snacks in your bag so you aren’t tempted to go through a drive thru

*Coupon! But make sure you have your meals planned out before looking for coupons. Otherwise you end up spending more by buying things you didn’t need that were on sale.

CHEAP MEAL IDEAS:1947685_10152074914309576_1158232217_n

*Grilled Cheese

*Cheese Quesadilla

*Veggie Quesadilla

*Soups (chicken and rice, vegetable beef, broccoli and cheese, etc)

*Veggie Spaghetti Sauce

*Chili

*Rice and Beans

*Chicken or Tuna Salad Wraps

*Tacos

*Casseroles (chicken, broccoli, rice and cheese is my favorite!)

*Potato “Bar” Night

*Breakfast for dinner

*Homemade pizza

 

OR take all the guesswork out of meal planning and go snatch up my copy of Healthy Eating on A Budget. (( https://sellfy.com/p/inKs/ )) Over 100 copies sold and thousands of dollars saved!!! Make sure to enter code “ Musings ” when you checkout and get it for 50% off! This program includes:

4 Weeks Of Meal Plans (breakfast, lunch, dinner, snacks)cover
Recipes For the Meal
Additional Healthy, Cheap Recipes
(over 30 total recipes)
Weekly Grocery Lists
Money Saving Tips
Grocery Shopping Tips
Healthy Cheap Foods List
Meal Ideas
Specific Food Tips

And more!!!!

Go read a few of the fabulous testimonials from people who have used this program and saved big!

Dana

Skinny Peanut Butter Cookies

pb cookiesI’m a personal trainer, sports nutritionist, and have lost over 80 lbs. How did I do it??? By not depriving myself of treats! I simply found healthier ways to have foods I loved, and that helped me stick with my plan. Many people cut out the foods they love, so then they feel deprived and binge eat. When they do that, they gain weight back at a faster weight and are farther behind on their goals than when they started. The fix for this??? Don’t deprive yourself! Have the foods you like in moderation and try to make them healthier.

Peanut Butter cookies are one of my favorite treats, and this recipe gives you 24 cookies at 36 calories each!!!! This is a great way to have a snack that doesn’t ruin all your hard work. Not to mention kids loves these too!!

INGREDIENTS:
1 Cup Natural Peanut Butter
1 Cup Sugar (I used stevia)
1 Tsp Vanilla Extract
1 Egg

DIRECTIONS:
Preheat oven to 350. Combine ingredients in a mixing bowl and mix until well blended. Form into quarter shaped balls and place on a cookie sheet. Bake for approx 10 minutes.

Add a chocolate kiss and bake for another 2 minutes

With kiss: 58 calories

Dana